We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage free by 2023 (!)
Comments
-
Well done, that's a lot of debt paid off :jHOME
Original mortgage free date Nov 2037
Mortgage free August 2018
Additional properties
Mortgage 1 £108,000
Mortgage 2 £45,000
Teacher pension - DB scheme
LGPS pension - DB scheme0 -
Thank you all, in a strange way I'd of loved to see £60k paid off! Then I wonder what the flip did we spent 60K on? Although a lot of that was divorce / life stuff going on.
Feeling really motivated to get on with CC1 now, just want it gone.
£2.17 reached payout on TCB and again I was restricted to payout method, - anyone know why they have starting doing this? I could only take it as an &mazon voucher, which is fine because that's what I wanted, but that was the only option, not even cash it?
Bit more survey action last night (I know how to live on a Friday night),
CC1 payment is due next week and I have £109.62 ready to pay off, hoping to get this to £150 before the month is out.
CC fee for S&ntander was refunded as I'd set the DD up, so that happened fairly quickly.
Today is getting the TV bracket on the wall, bound to cause marital stress, and I need to fix the wonder webbing disaster I had.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
I feel your mini DIY pains. Mrs SJ makes herself scarce when i get my tool box out. Curtain poles are my biggest torture/torment. The pole is straight, but the floor/ceiling/window isn't... and the cycle leading to rage begins...!MFW: Was: £136,000.......Now: £47,736.58......0
-
Hope the TV bracket doesnt cause too much stressMummytogirls x0
-
:j Congratulations on paying off your credit card!!
Looks like you're doing well with the surveys and cashback too. I've noticed the weird lack of payout options too - no idea why though.Mortgage (Start Sep 2014)- £70,295/£0 - 100%
Overpayments - £48829.37 :j:j:j
Mortgage paid off Jan 20200 -
The TV bracket is up on the wall, but DH thinks it is too high up. Marriage intact anyway. A spend of £2.20 necessary to get some sort of male connector
So Mr T came this morning and said they didn't have an item which I found very hard to believe. But that meant a load of other items I bought specifically to make something were a waste, so quick grumble to customer services and I got a £5 gift voucher. So £5 to take off the food budget for next week and adding to the total for CC1, so I'm paying off £115.81 now so balance is down to £4,934.80, good to be under £5k and aim for this month is to get under £4.900.
Quiet night ahead, really need to do some work, but motivation has long gone today!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
plus £1 saved into the month in hand pot, I'm off with that again!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
and just to make you smile, DH made a bit of a mess of the fireplace floor drilling into the wall for said TV bracket. I have a big glass jar of pine cones where the dust fell into, so I spent time this afternoon vacuuming my pine cones! That's how posh I am.. :rotfl:DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
Morning DF0D,
Im glad your marriage is still intact :rotfl:. Very annoying when you have items missing from your shopping, I'm glad they gave you a £5 voucher though so ease the pain!!! xMummytogirls x0 -
Hi DFoD,
Well done on the debt situation! We're all really proud of you!!
I agree with you that sometimes shifting a bit of money around can make you feel better, especially when a CC balance bites the dust! Makes you feel like you're moving forward doesn't it!!:j
I've signed up to some survey websites but to be honest, they're just getting on my nerves. Same questions all the time, and then they ask you loads of questions about their products and right at the end, they tell you you're not what they're looking for and bin you off with no fee for your time. Bet they're selling my details on at great cost.:rotfl:
What is OP? You seem to be doing well on that one.
T;)Mortgage at end 05/2007: £90200
Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
MFD: :eek:Original:05/2042:eek:
Car Finance: £8225 : £6392 (22.2% paid off)
CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)
Age of Money at 31/08/2018 = 23 days
YNAB is changing the way I live my life....and spend my money!!0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.6K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards