We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage free by 2023 (!)
Comments
-
Hope you managed a quiet day today debtfree."Think of many things, do one"
Mortgage 30 Sep'25 est. £208,500 £309,749 2020 (current ends 2038)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga2 -
New i-Say web site looking cool. Managed to rack up some surveys on there today. 1poll up to £7.44.Went to Lidl last night and got rather drawn in by the middle aisle items! 😂
Deadline today for the energy supplier to respond to the Ombudsman and so far nothing.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)2 -
I'm still plodding along with Nectar Canvas - 60 pts today, but generally I'm not eligible and earn just 2. There's an offer on the nectar app to do an e-rewards survey and you get 250 points when you complete the first one. I might give that a go this weekend. We've got nearly £60 of nectar points atm, its getting to be addictive. I'm also hooked on Shoppix and Huyu - it might be only 5p a receipt scan but they are all adding up. Almost to another £20 voucher on Shoppix and I'm at £3.65 on Huyu as well (they only do fivers).
I haven't been to Lidl for ages, but those middle aisles draw you in, its a bit like Ikea. Fingers crossed for the energy supplier response."Think of many things, do one"
Mortgage 30 Sep'25 est. £208,500 £309,749 2020 (current ends 2038)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga3 -
Oooh thanks Sandy. Will look at that survey and Huyu
i also do store rewards for receipts - have you tried that? I like that you can scan 3 receipts from the same shop in the same day. And they do a login daily bonus point thing once a week.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
So energy supplier has provided a deadlock letter now so I’ve 4 days to submit final comments to the Ombudsman and see what their decision is. They did offer me £75 compensation but I’ve said it isn’t about money and I just want it sorted.New ipsosisay site looks good. I’ve racked up the surveys and points on there this week and got £5 Amazon voucher today. Also two product reviews on the way.Nectar canvass is tiresome but I’m plodding through. Just waiting for points to credit and I’ve got the third of the Christmas bonus things. Just hope the final one isn’t too onerous with the amount of points.I got all the gifts out this week from their hidey places to see what else I need to get. DH and kids birthdays are before Christmas so it’s a bit spendy and always feels like there is a lot of presents. Anyway. I have crackers left to get and one other gift for DD then I’m done. Just need to wrap it all up then.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)2 -
I'll have a look at store rewards. I did zipzero for a while and had about £50, but never received it. I gave up on it in the end - it was definitely too good to be true.
Agree that nectar canvas is tiresome, I do get the odd one here and there but mostly end up with 2 points. Nice that you got your Amazon voucher"Think of many things, do one"
Mortgage 30 Sep'25 est. £208,500 £309,749 2020 (current ends 2038)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga1 -
Storewards is great, I get £2 from there consistently every month 👍
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Hit target 3 on the nectar app tonight after buying an iceberg lettuce from Sains instead of waiting for it to come on my weekly shop! With the bonus points I’ve got 497 left to go but I’m got 200 to come over from Nectar surveys so 297 to go. Best crack on with the Nectar surveys this weekend.Signed up to HuYu thanks Sandy Shores.Finished my Ombudsman complaint by entering comments against the companies evidence of which there were 3 bits. A bill, a random piece of computer generated figures meaning nothing to me and a copy of an email from me complaining they weren’t answering my emails. Have no idea how long the investigation will take but fingers crossed it resolves all of this mess.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
I got a £10 JL voucher yesterday, which is the rewards (maybe twice a year) based on my spending on my JL credit card. I have used it to pay for motor insurance for my car and DS's but don't think DH's bikes, plus online shopping - we have bought quite some beekeeping equipment this year, and at least three shops with Morries. It always comes as a nice surprise, even now, after they reduced the rewards ratioSave £12k in 2025 #2 I am at £9586.01 out of £6000 after August (158.45%)
OS Grocery Challenge in 2025 I am at £2226.88/£3000 or 74.23% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
I don’t mind slow and steady Suffolk. At ping as I’m chugging towards some payout. I feel like that a but with nectar. It’s feels a lot of output for not much return.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.6K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards