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Mortgage free by 2023 (!)

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Comments

  • All those little bits are adding up , well done x
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    July round up as it’s payday and a new month has started financially even if the calendar disagrees!

    ✔️OP £2779.01 /  £2500 

    SAVE £2870.95 / £3000 

    EARN £1225.46 / £1500 


    Mortgage balance - £57,185.87

    Mortgage percentage left to pay - 24%

    88 months left 


    Chuffed I’ve reached my OP target but will keep saving for the next £1k to OP.  I should hit my savings target this month.  So it’s a month to go after the free money… prolific is always quieter in August though  



    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry to hear about the house stress. 

    Sounds like it's all systems go on making changes to your current home though. The housing market locally has been crazy, my sister is buying and i've shared some of her stress. 
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    CathT said:
    Sorry to hear about the house stress. 

    Sounds like it's all systems go on making changes to your current home though. The housing market locally has been crazy, my sister is buying and i've shared some of her stress. 
    Awww so nice so see you in here!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Those mortgage figures are so good! 88 months left!  And lots and lots of bits of money coming in from things that you do, that's so good.
    2023: the year I get to buy a car
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Well managed 30 mins in the garden In Between showers yesterday to pick up leaves that had fallen during the storm. It looked like autumn out there. Some plants have taken a battering as well. 

    A quiet weekend ahead I think. Hopefully get the washing out to dry outdoors. Such a difference from last weekend weather wise. 

    Hit £18 cleared on 1poll so not too long before payout reached. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Morning DFOD.

    Well done on getting out in the garden, i need to have a tidy up in mine, but the weather isn't motivating me. I'm hoping the warm weather comes back hate having to use the tumble dryer at this time of year but needs must when i can't peg out.

    Hope you manage a quiet weekend xx
  • South_coast
    South_coast Posts: 5,952 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Hit £18 cleared on 1poll so not too long before payout reached. 
    I'm 11 points short of cashing out 🤦‍♀️! I should get those on Monday, but with them taking so long to pay out and the Bank Holiday at the end of the month, it could be September before I see the money 😮!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    No PB win for us this month… 

    I do like 1poll since they’ve changed their format SC. Feels I get to payout so much quicker.  Used to be once a year before but now 2/3 times. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 5 August 2021 at 6:31AM
    Well a bit of good news. I raised a complaint with the solicitors as a result of their dreadful service and they’ve cleared all the fees so although the potential house move was costly in terms of surveys, we haven’t had to pay any of the legal fees at all. I was slightly dreading that bill if I’m honest. 

    Weather has turned here and it’s wet out there. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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