📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage free by 2023 (!)

1…270271273275276…333

Comments

  • SandyShores
    SandyShores Posts: 1,991 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Did the same with our house insurance this year too.  Will definitely do a search next year, but it still seemed reasonable this year.  Good luck with the house :smile:
    "Think of many things, do one"
    Mortgage 30 Sep'25 est. £208,500 £309,749 2020 (current ends 2038)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 29 June 2021 at 10:39AM
    June update. 

    OP £1777.73 /  £2500 

    SAVE £2626.67 / £3000

    EARN £1121.56 / £1500 


    Mortgage balance - £58,781.11

    Mortgage percentage left to pay - 25%

    89 months left 


    Very little going on at the moment.  Just putting pennies away for moving. 

    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Suffolk_lass
    Suffolk_lass Posts: 10,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good progress though!
    Save £12k in 2025 #2 I am at £9586.01 out of £6000 after August (158.45%)
    OS Grocery Challenge in 2025 I am at £2226.88/£3000 or 74.23% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Pay day. Money in. Money out. 

    Bit of back pay for DH was a nice surprise this month but squirrelled away. Regular OP of 28p went through. Yes that read 28p. Rounds it up to the nearest £5. 

    Really stressy with the house move at the mo. I’m slightly past it and figure what will be will be. Never known a house move like it. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 3 July 2021 at 7:34AM
    No PB wins for us this month. 

    Money earned up to £13.86 thanks to i-Say, prolific and a pcone survey. 

    Money out - too much to mention for another house valuation and other house moving costs.  Been three months now since we sold and likely to be at least 8 weeks till we potentially move.  

    Beginning to reap rewards in the garden. Kids out picking sugar snap peas daily. But the one raddish and two strawberries yesterday wont keep the family fed. The kale also gets harvested daily. 

    Got informed our energy supply prices will be increasing £15 a month due to them increasing costs. No point moving right now due to house move but must look at that when I can. £15 a month feels a lot!!


    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I’m so past the house move at the moment. 🤯
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    South_coast said:
    That is a lot - £180 a year!!! 

    How long until the garden stops producing? You need to try and spin the house move out until then surely 🤣?
    You shamed me into switching SC. Given the house move situ and the time delay. So switch in progress. 

    Been neglecting surveys for the past few days. Must get back on these and earn some pennies. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    debtfreeoneday said:
    I’m so past the house move at the moment. 🤯
    Uh oh ... the nightmare English system caught up with you?
    2023: the year I get to buy a car
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 8 July 2021 at 7:08AM
    Don’t think I can blame this on the system!  

    Just houses being sold with a massive issue and the agents and sellers not thinking it’s kinda important to tell the buyers. Leading to the buyers pulling out…. 

    Back to the drawing board and house searching again…🤯


    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture