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Mortgage free by 2023 (!)
Comments
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Did the same with our house insurance this year too. Will definitely do a search next year, but it still seemed reasonable this year. Good luck with the house
"Think of many things, do one"
Mortgage 31Dec'25 est. £204,330 £309,749 2020 (ends 2038 - aiming for 2031)
Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga1 -
June update.
OP £1777.73 / £2500
SAVE £2626.67 / £3000
EARN £1121.56 / £1500
Mortgage balance - £58,781.11
Mortgage percentage left to pay - 25%
89 months left
Very little going on at the moment. Just putting pennies away for moving.
DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
Good progress though!Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here2 -
Pay day. Money in. Money out.Bit of back pay for DH was a nice surprise this month but squirrelled away. Regular OP of 28p went through. Yes that read 28p. Rounds it up to the nearest £5.Really stressy with the house move at the mo. I’m slightly past it and figure what will be will be. Never known a house move like it.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
No PB wins for us this month.Money earned up to £13.86 thanks to i-Say, prolific and a pcone survey.Money out - too much to mention for another house valuation and other house moving costs. Been three months now since we sold and likely to be at least 8 weeks till we potentially move.Beginning to reap rewards in the garden. Kids out picking sugar snap peas daily. But the one raddish and two strawberries yesterday wont keep the family fed. The kale also gets harvested daily.Got informed our energy supply prices will be increasing £15 a month due to them increasing costs. No point moving right now due to house move but must look at that when I can. £15 a month feels a lot!!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
That is a lot - £180 a year!!!
How long until the garden stops producing? You need to try and spin the house move out until then surely 🤣?Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
I’m so past the house move at the moment. 🤯DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)2 -
You shamed me into switching SC. Given the house move situ and the time delay. So switch in progress.South_coast said:That is a lot - £180 a year!!!
How long until the garden stops producing? You need to try and spin the house move out until then surely 🤣?Been neglecting surveys for the past few days. Must get back on these and earn some pennies.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
Uh oh ... the nightmare English system caught up with you?debtfreeoneday said:I’m so past the house move at the moment. 🤯2023: the year I get to buy a car2 -
Don’t think I can blame this on the system!Just houses being sold with a massive issue and the agents and sellers not thinking it’s kinda important to tell the buyers. Leading to the buyers pulling out….Back to the drawing board and house searching again…🤯DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3
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