Mortgage start: April 2024 - 295k Current £256k
Emergency fund: 13.5k/15k
Current mortgage free year: 2054 2039
Mortgage free diary: Snug & Sorted: Our Race to Mortgage Freedom
The little joy list
Books read: 41 (2024) | 12 (2025)
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Mortgage free by 2023 (!)
Comments
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To be fair, the motivation is there because of the house move. We are having to be brutal and it’s so overdue. Half of this wouldn’t be going otherwise.Right there with you Sandyshores on the weight loss. I’m nearing one stone loss but these weekends keep blipping progress!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
£14.59 earned from selling books which hit the account today bringing May to £234.09 earned. Pretty pleased with that progress. Be nice to hit £250 this month but might be too far a stretch.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)5 -
Brilliant result on extra money! 👏👏I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £203
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Well done on the sortings and earnings
When do you think you'll be moving? 3 -
Annoyingly now sorting at £149.09 money earned, but I will hit target as I have money due in from checkoutsmart so will be super chuffed with efforts this month. So much less stuff in the house..DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
You're doing amazingly well! And decluttering like that is a win win win 2023: the year I get to buy a car3
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Don’t you just love house moves?!Process is being delayed as we have changed the house we are buying. The first house would have been a total money pit (not what we want) so we came across a house we had seen online but had discounted. Anyway, we viewed it, loved it and put an offer in. And it was accepted!Back to not counting those chickens again..
We also need a mortgage (sigh). Was nice thinking about mortgage freedom for that short period of time. But we should be able to reduce the balance a teeny bit. Guess I’m going to have to clear this mortgage the hard way!!!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)6 -
Monthly updates:
OP £1777.45 / £2500
SAVE £1883.68 / £3000
EARN £820.51 / £1500
Mortgage balance - 59,382.43
Mortgage percentage left to pay - 25%
90 months left
DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)5 -
You're doing so well dfod, I'm looking forward to being in your position one day in a few years "Think of many things, do one"
Mortgage 30 Sep'25 est. £208,500 £309,749 2020 (current ends 2038)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga3 -
thanks Sandy. Still feels so far to go… but just keep plodding a £1 at a time…DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)2
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