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Mortgage free by 2023 (!)

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Comments

  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Had a lovely letter from the taxman advising DH has paid too much so requested that refund.

    The house rollercoaster continues but I’ll say more when things are more certain.  The housing market is certainly interesting at the moment and I guess people who were panicking to buy and getting swept up on the madness are now realising they’ve paid over the odds or aren’t prepared to do what is necessary to houses in terms of work needed. 

    Money earned this month is £297.51 but that will go over £300 shortly as just waiting for some cashback to hit the bank account. 

    Just finished a strange survey about alien invasion and what would be the key items id take with me in case aliens landed. I decided on teabags and my phone. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • South_coast
    South_coast Posts: 5,950 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Ha, I did that one too 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I *wish* I did that one  :D>:)
    2023: the year I get to buy a car
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Sitting waiting for a phone call that may or may not change the course of our house move…. Strums fingers impatiently. 😬


    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • South_coast
    South_coast Posts: 5,950 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    🤞🍀        
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Soooo all change again. The sale on a house we got outbid on fell through and cut a long story short, we got it!  Fingers crossed it all goes to plan now.  Frustrating considering we are well into the timescale of the house we were purchasing but too good an opportunity to miss. 

    In terms of MSE, it’s totally not a short term good decision. Lots of work needed. Absolutely at the max of our budget and dipping into savings a lot. But the potential is huge. Location is perfect and long term we should make a decent return. 


    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh my!  That sounds like it's going to be amazing!  It definitely sounds like your first choice, and that's what really matters.  Good luck with it!
    2023: the year I get to buy a car
  • Fantastic news, so pleased for you xx
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    What a washout today. Was hoping to get into the garden to do some dead heading but it’s chucked it down all day.  Feels proper cold and dreary out there. 

    Committed the cardinal sun of just renewing our car insurance with same provider but it had increased by £3 and I spent ages last year trying to improve on the quote and couldn’t. All a bit last minute but I just didn’t have the mental strength to do quote after quote. 


    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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