Mortgage free by 2023 (!)

debtfreeoneday

Pr0filic payment hit the bank so £20.67 OP made bringing June to £219.97.

Busy weekend and spent more pennies than we should have on snacks and bits but life goes on and some lovely memories made.

Sold another fleabay item this weekend so just waiting for payment on that and that should mean another couple of quid OP.

Forecast finally predicting it might stop raining this week so that’s something to look forward to.

Happy Monday all...

debtfreeoneday

Updated mortgage figure this morning of £83,673.72. £5 from item sold locally and the fleabay payment means another £9.77 just sent over bringing June to £229.94.

Few surveys done and over £40 with Youg0v, £17.40 with 1poll. 183 points on ips0s and £1.68 on pr0filic.

Still in so many minds about whether to move or not. I'm not good with indecision but it seems so quiet with the housing market at the moment.

debtfreeoneday

Did a big sort out of our budget pots last night and moved money around. This is an app I use where all the money in the back account is split up into pots.

Anyway I gather £79.61 to OP bringing June to £309.55. That isn’t usual I will find that extra just a few things I’d put aside and on reflection didn’t need to. So I’ve passed the £275 target. Should still be a few more OPs to come.

House news, we have come off the market with current agent, long story but just wasn’t impressed at all and my job this morning is to ring round one or two to hopefully get them out to get back on the market. We will just leave it for sale and see what happens.

Two properties we like the look off, both would reduce mortgage by 30/50k with the cheaper needing the most work.

Have a good Tuesday all. It’s looking wet again!

debtfreeoneday

No OP today :-(

I did get a p1necone survey, first in ages and when that credited, I went to redeem the £3 and found I'd got another £3 sitting there, so £6 requested for payout. £2.68 cleared in Profilic and Ips0s up to 283 today.

Also realised I'd got some SB points built up, I've never got on with this, but figure I will carry on until I reach payout. Am I missing something obvious?

I keep debating about trying match£d betting.

It's actually sunny out there today!

redofromstart

Hi, you have reminded me that I haven't had a P survey for absolutely ages. Must check and see if I am banned or something.

You are probably not missing anything on SBs, its a lot of effort for minimal return. I only do it if I am on a dull conference call or something, and then only if there is nothing on Prolific.

Sunshine?! Ha, I am deeply envious.

PurpleFairy26

Aah, yes Pcone surveys. I used to love doing them. For some reason they stopped sending them (I missed a couple a year or so ago when it was crazy busy at work) and assume they cull you if that's the case. Shame, it was a decent earner.

I couldn't get on with s bucks either. Seemed way to much effort compared to pr0lific

debtfreeoneday

Thanks both, that's made me feel better with DB, I will persevere until I get to payout and then give it a miss.

debtfreeoneday

29p sent as an OP today so June is up to £309.84.

Spent some of last night looking at savings accounts v ISAs as we have a sum of money that DH got from an early pension maturation. Not sure if it's the best thing to do, but currently it's sitting in our day to day bank account earning diddly squat, so thinking we will put away two amounts for 12 months and earn a little bit of interest.

Y0ugov survey done this morning, up to £41 and 283 on ips0s. Missed out on pr0filics and 1poll yesterday.

Maybe I spoke too soon with the sunshine, though it was nice yesterday afternoon and we got out in the garden. It's rained overnigt and looking a bit damp this morning. Fingers crossed it's brightens up.

debtfreeoneday

And after checking the mortgage, slight reduction in the balance to £83,612.99. Looking forward to it saying £79k something...

debtfreeoneday

Oooh got awarded the debt free badge today. Exciting times! :-)