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Mortgage free by 2023 (!)

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Comments

  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    £3.24 OP sent to the mortgage.

    Awesome Easter weekend and in fact awesome Easter hols full stop!

    So nice to know we are not back into the mad rush tomorrow and that home ed starts properly now for all of us!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Enjoy the home ed tomorrow DFOD :)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Have a great day DFOD and children!! xx
    Mummytogirls x

  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I was actually working today, so it was down to Mr DFOD!

    30p on 1poll tonight, Up to £11.25 on pr0filic and got enough for a £5 am@zon voucher on Ips0s but helpfully they are out of stock!

    Made the dreaded Tax credits call today, but actually got a human at the end of the phone, so it was pretty painless. Await the letter now to see what we get.

    £35 paid out for some monthly HE sessions for the littlies.

    Apart from that, all quiet here at DFOD towers!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oh I didn't realise that Mr DFOD was doing the home ed too, good on the pair of you for doing it together :D.

    Fingers crossed for tax credits xx
    Mummytogirls x

  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Ordered some shelf brackets for the kitchen today, got 10% off and free shipping, so cost just over £100. That;ll keep mr DFOD busy for the next month or so now in the kitchen before we need to buy more.

    My potting shed is due today, the paint arrived yesterday, so I'm really hopeful we can spend the weekend building / painting and generally faffing about in it, building extra shelves. Need to get a huge barrel for the side of it as I've bought a rain chain to hang on it.

    £8 sent to the mortgage today, liking getting back to these little OP's again. Once I get the tax credit letter, I'm going to up the payment a bit and continue to make other OP's when I can.

    Had a lovely day so far with the littlies, we've done grammar, maths, handwriting, a tree / leaf study and some artwork based on that and then they did some ironing (their choice!)

    Need to find some inspiration for dinner.
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    £16.56 sent to the mortgage, just doing a bit of tidying up of accounts before payday next week.

    Still waiting on tax credits and carers allowance letters.

    £9 from pcone this morning for a product test I did, so pretty chuffed with that. Cat is currently trialling more stuff from Mr T.

    Shed didn't arrive frustratingly, and no update as to why. Hoping it is coming early today as weather is looking good for painting and faffing.

    Other thing on the to do list is to move banks again as I'm a bit restless with the current one. Few niggly things with their app and it's so easy to move, I might as well do it!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Fingers crossed for your shed painting and faffing day!!! xx
    Mummytogirls x

  • Mickyh-s
    Mickyh-s Posts: 287 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Me, me - can I join in please?!
    £107,000 and 18 years left to pay but been over paying since October 2016 and hoping to pay it off by the time hubbie is 60 so in 2025!
    :j
    Mortgage balance as of 21.7.21 - £75,766. (7 yr mortgage on 2 yr fix of 1.32%)Mortgage balance as of 20.8.22 - £58,445.08o/p 2021/2022 = £6,313/£7,500o/p so far 2022/2023 = £5,997/£5,997 Goal 1 - to be under 60k by 20.7.22✔️Goal 2 - to op 10% of mortg by 31.12.22✔️Goal 3 - to pay off mortgage by 7.1.2023 (Subject to sale of btl property)✔️Goal 4 - to pay off cc by end of Jan 2023 - £260.64/£1500Goal 5 - to pay off car loan by 31.8.23 - £1722.39/£10,000
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi mickyh-s - feel free to join in!

    Shed didn't arrive and to cut a long story short, I've cancelled the order due to rubbish service and ordered a different one today. But need to wait at least another week for delivery! What a pain.

    Lovely weather again today. been outside for most of it.

    £2 on a youg0v survey today so I'm within 75p of payout now!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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