Mortgage free by 2023 (!)

Mickyh-s

Thank you!

It's payday on Tuesday for me so going to try to o/p £700. Will do a car boot sale to get rid of some stuff and the extra cash will help if I start running out of money half way through the month due to o/p-ing so much! Hubbie is in charge of getting our savings up whilst I am in charge of o/p-ing!

debtfreeoneday

That's a great OP Mickyh-s!!

What a lovely weekend! Been outside for much of it and got lots done. New shed arriving Saturday, but we are busy Sat and Sun, so hoping for dry weather Monday to erect and paint it!

A tax credit payment has gone in, but compared to what the calculator told me, it's so far off, it's unreal! I need to wait for the letter I know, but I'm slightly worried about what we've been awarded.

Apart from that, another week gone, littlies have been out 7 weeks now, I can't believe how fast time is flying.It's strange to have them home all the time, but it's nice. I'm constantly changing and adapting at the moment how we are doing home ed as I discover what works and what doesn't.

Anyway, that's all from me, off to learn about St George!

debtfreeoneday

£3.72 OP sent to the mortgage.

So need to buy three outfits for a wedding later this year for all of us! Frustrating that they will probably be worn for one day. Just picked up two from fleabay for DD for £40 which I didn't think was too bad. Just need her outfit for the main day now, though need to do shoes and a cardie to finish off the other outfits.

£75 sent to CC3 as well!

debtfreeoneday

Had another money wobble this morning when DH's pay went in as mine will be reduced as well though not too bad this month, it's next month we will see it.

EF up to £360 which is good. Wedding fund up to £370 - reckon it'll be about £1000 in all to get us to this wedding, outfits and hotels and just living whilst we are there. Any tips for saving pennies? Hotels are booked at least, train tickets, we will get 12 weeks before when the cheap ones are released. Also need to pay for the cat / dog to be in kennels/cattery for 5/6 nights.

Pr0flic up to £12.70, nothing on 1poll yesterday and a few points on ips0s. £3 on p1necone, but all recent rewards from them have gone on refunding two fleabayers I sent the wrong parcels to!

User1489

can anyone look after dog/cat for you?

debtfreeoneday

Unfortunately not Rasputin! Would feel very cheeky asking the neighbours!

Mortgage updated at £99,188.51 and 11 years 8 months to go.

Still waiting for tax credits and carers allowance letters.

Worked yesterday, nice to have a break, but missed the littlies. Plans for today have gone a bit awry due to the place I was thinking of going only being available to school kids during the week! grrrr - have emailed them to see if they are doing a session for home ed.

Nothing else much happening here, 50p on y0ugov so I'm within 25p of payout and just got £1.25 on pr0filic.

Have a great Thursday all!

debtfreeoneday

Whoop - hit payout on Y0ugov, £50 requested.

Tax credit letter came and all is well! Carers allowance called as well, need to re submit the application with a changed date, so done that tonight. Weight been lifted with the tax credits!

Up to £15.20 on pr0filic

debtfreeoneday

My payday and I've divvied everything up. EF up to £500 which I'm really pleased with.

£7 OP sent to the mortgage. Haven't updated CC3 figure for a while as we haven't done anything with it, but payments sent today and that will be £1573.87

Need to sit down and work out a budget now I have the tax credit figure. It was surprising the amount on there reduced to our income, I'll do a estimate with me not working out of interest to see what that looks like.

Just about to do another survey for Mr T. Planning to maybe go and do a very STRUCTURED (follow list to the letter) shop at Mozzies this weekend as there is 2000 points going for spending £20, but it is always fatal when I do that. Just fancy walking around a supermarket for once. Now we are at home more, I'm also debating whether to do that more often as well to make an informed decision when the delivery saver comes up for renewal later in the year.

Quiet day today, need to order some spelling and comprehension workbooks from Am@zon as they are working well.

LadyGnome

Hi DFOD it looks like things are settling down well. I'm glad the tax credits were confirmed as being correct.


How are the children adjusting to the new routine?

debtfreeoneday

LadyGnome wrote: »

Hi DFOD it looks like things are settling down well. I'm glad the tax credits were confirmed as being correct.


How are the children adjusting to the new routine?

They seem to just be getting on with it, make comments here and there about whether children are in School but then comment, if we were in School, we wouldn't be doing (whatever it is we are doing)

Theyve seen their friends a lot as well, so that has been good!