Mortgage free by 2023 (!)

debtfreeoneday

£2.50 on pr0filic this morning and 75p on Youg0v yesterday. all quiet otherwise.

Been thinking about groceries and I think I'm going to divvy up the monthly money for groceries into every 5 or so days and do smaller orders, but bring back meal planning as well. I'll see how that goes this month.

Oh and squeal, my shed should arrive this morning, really hoping DH can get it put up today.

£2.50 OP sent to the mortgage. Did some work on the budget and it's looking it'll be ok with some money left over each month, will up the mortgage to include a regular OP of £30. Every little helps and in reality I still need to focus on getting rid of the debt.

Long time readers will know my fondness for building up EF's and then flinging them at the debt. Bearing in mind I'm at £500 in the EF, I'm so tempted to fling it at the debt when it gets to the amount that is left owing and then just start again on the EF with no debt, but for once the sensible side of me is saying no, keep the EF safe.

Other thing that made me smile this week was that the electricity company upped the DD by almost 50% after the last bill which I was amazed at, but figured I'd go with it and build up a pot with them. Having entered our meter reading this week as requested, a pop up screen appeared to say are you sure that's your meter reading as it's well off what our estimates are. I clicked yes obviously, but I've kept the photo of the meter as I feel they might not believe me! Hopefully they will reduce the DD again soon. We are currently £10 in debit with them, but's that due to me cancelling the DD in january due to the company goes bust and us not being sure what was happening with the money we had already paid!

debtfreeoneday

Lovely few days this weekend and so nice to have one more!

got a £4 bonus with pr0filic which meant I could cash out at £22.20 so done that, but had to set up a circle account as you now lose 2.9% and 20p if you use palpay!

Another bonus this week was that one outfit arrived for DD, but the stitching had come undone for about two inches on her dress, certainly not immaculate as described, so complained to the seller who refunded me in full and told me to keep the dress - easily fixed and I got the outfit free!!

So today is painting my shed and having a much slower quieter day at home! Enjoy the BH all!

CathT

Steady progress here debt free. Can the dress be repaired?

pennywisepoundstupid

Sounds as though everything is good your end DFOD. Hope the weather stays fine and you get your new shed painted.

Have a good day.

mummytogirls

Bonus with the dress DFOD!

Happy Monday xx

Moneyfordreams

hope you have a lovely day

debtfreeoneday

dress can and will be repaired so win win there!

Rain stopped play with the shed unfortunately. Well Circle is good as I've received my payout already and it's on the way to the bank account!

I blitzed the kitchen today and got rid of three bags of rubbish, old lunch boxes (how the hell do people amass so much tupperware?), plates, a lot of plastic from when the littlies were little - ready for the next lot of cupboards to be taken down now and replaced with open shelves!

debtfreeoneday

£1.50 this morning from Profilic, so up to £2.60 on there. £16.27 OP sent to the mortgage.

Been a busy few days, looking forward to two days with the littlies doing stuff with them now.

debtfreeoneday

Probably going to stop posting in here now as I don't get much time and consequently not many visitors so I'll just keep plugging away behind the scenes. thank you for all those who have visited!

mummytogirls

Good luck with your plugging away DFOD xx