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Mortgage free by 2023 (!)

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Comments

  • greent
    greent Posts: 10,836 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ah - I'm not frequent commenter (must try harder) but I do read your posts - it might feel like you're talking to yourself at times, but u=you're not x

    Best of luck plugging away x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Ah I always read what you're up to. Good luck with the home education
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Hi DFOD,

    What a big step to home educate - I really hope it is going well for you. A couple of my friends home ed and they really love it.

    I really hope you pop back and let us know how you are doing

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • amycool
    amycool Posts: 866 Forumite
    Eighth Anniversary Combo Breaker
    I'm astonished you've posted at all whilst home schooling! :) Drop in now and then to let me know how you're doing.
    Mortgage (Start Sep 2014)- £70,295/£0 - 100%
    Overpayments - £48829.37 :j:j:j
    Mortgage paid off Jan 2020
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Just popped in to update the mortgage figure and now at mid £98500, CC3 coming down very slowly. Been a reality check this month with my new vastly reduced wage. Nearly at three months of home ed and have to say it's changed our lives. Littlies are so much happier, we are so much happier and I'm so lucky to have all this time with them. Not to say it's easy every day though, but we're all learning together what works.

    Still waiting on the Carers Allowance decision as they wanted my reduced payslip first. Spoke to a helpful chap yesterday though who said I should hear by the end of the week. Fingers crossed.

    Might pop in now and again and have read some diaries to keep up with people!

    Surveys still going strong, nearly at £20 on pr0filic again, £16.25 on 1poll, on the way to another £10 with ips0s and TCB has £27 confirmed ready to move to an @mazon voucher.
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • greent
    greent Posts: 10,836 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nice to hear from you - glad HE is going well for all of you :) x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Nice to hear from you and pleased everything is going well for you and the children.

    Fingers crossed for the carer's allowance.
  • amycool
    amycool Posts: 866 Forumite
    Eighth Anniversary Combo Breaker
    I'm so pleased to hear that you are all happier as a result of your brave decision and I hope you manage to get all of the benefits you are entitled to. Great work on the surveys!
    Mortgage (Start Sep 2014)- £70,295/£0 - 100%
    Overpayments - £48829.37 :j:j:j
    Mortgage paid off Jan 2020
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    We got carers allowance so just waiting for the letter to then waste 30 mins of my life on phone to tax credits updating that, TC will go down I assume, but I'm relatively reassured, we will still be slightly better off.

    Still plodding away with surveys, Pr0filic is so busy at the minute, I've got £17 cleared with another £13 worth of surveys to clear asap.
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Mortgage figure now under £98k which is great, CC figure updated and now under £1499 - slowly but surely we are making progress!

    Life is sooo busy these days and I wonder how they had time to go to School and me to work, it's full on. But we are making some lovely new friends, me included and life is good.
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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