Mortgage free by 2023 (!)

CathT

Gosh that sounds like quite a wedding! How annoying about the credit card but at least you realised in time.

debtfreeoneday

I've just reworked all of our budget this morning to ensure that all commitments are included, I've upped some payments and set aside one payment for the CC's. The remainder will go into the emergency fund which i have to start building regardless of where we are with debt. I won't be able to do anything properly for next two months because of the wedding, but feel a lot more organised now.

I also plan to start looking at matched betting at some point! As well as making sure I do the surveys as that has really gone quiet.

Hoping to get DS's suit from fleabay which should save a packet and thank you money for dreams, I've looked at sale stuff and am watching a few options on fleabay for one of my outfits!2

CathT

Our new budget also factors in saving alongside repaying 0% cc debt. We find it's a vicious circle otherwise and we might aswell earn some interest along the way.

debtfreeoneday

I agree Cath, seems the most sensible way to go I think.. 10 points on Ips0s today and that's all.

£3.74 cashback reached payable on TCB, so requested an Am@zon voucher for that as starting to stockpile on there for Christmas - absolutely determined not to go silly this year!

debtfreeoneday

Another £22 reached payable on TCB so more Am@zon vouchers requested, £1.09 survey on pr0filic and 45p on 1poll - 25p on Youg0v so fairly productive day!

£3 in from Pcone and sent as OP to the mortgage but annoying seem to have locked myself out of my account at the mo so can't complete another survey!

Lovely day out with friends at a local reserve, saw free entry vouchers for one person on their website, so £3.75 saved!

mummytogirls

5 day wedding DFOD :eek:, I'm glad you're keeping the cost down in true DFOD style :money:

xx

debtfreeoneday

Poorly boy this morning so looks like another week plans scuppered. Picked up two activity books for littlies to work through once we start home ed properly again in September. Put a few more on my am@zon wish list, but exercising restraint at the mo!

Bank account balanced. Still chasing a refund of £55 from lapland - probably hadn't said on here, but we had always planned to go this year and got tickets for the superstar days which are for kids with additional needs, plus the adult accompanying the child is free so it's cost £165 for the day. Absolute bargain and as i've always said, yes we're paying debt and OPing the mortgage, but you have to live in the meantime and in a couple of years, who knows what the littlies thoughts on the man in red will be! Anyway they are ignoring my request for the money they owe me at the mo which is frustrating!

So DH off today, taking DD to a wild animal session at the library, DS desperate to go, but I'll see how he is in an hour or so. Then quiet day at home it looks like!

mummytogirls

Hope DS is feeling better this morning DFOD.

I would agree with the lapland plan, my dad and step mum took my younger sister when she was little and they said it was so magical xx

debtfreeoneday

DS still poorly so another quiet day at home, they both managed the wild animal session, but then he went downhill. Hoping a day of rest will sort him out. 15p on 1poll today taking me over £20. 15 points on Ipsos but all quiet otherwise!

amycool

Sorry to hear your LO is poorly. Well done on the free tickets and good luck with the bargain finding for the wedding! 5 days? One was enough for me...:-)