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Mortgage free by 2023 (!)

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Comments

  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thank you, normal service should resume in a few weeks when I've finished work!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Quick update. Still plodding along, finish work in two weeks. Just hit £20 payout on pr0filic, and up to just over £9 on 1poll again. £43 on Y0ugov so not far off there now.

    Juggling home ed, and work is hectic and the days are long at the mo.

    Had an issue arise with our waste water pit, initial quotes are £8000 plus, but surprisingly Im not stressing about it, what will be will be. Just not sure how we will pay for it right now. Trying to find insurance from last year to see if we can claim as the problem was first noticed when we had the previous insurance.

    Stripping the bathroom paper today and working on giving that a quick update, as cheap as poss
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Glad all is going well DFOD, only 2 weeks to go!

    Booooo to the water problem :eek:, glad you're not getting stressed over it though xx
    Mummytogirls x

  • amycool
    amycool Posts: 866 Forumite
    Eighth Anniversary Combo Breaker
    I think I would have vomited if someone had quoted me £8000 so well done for not stressing!

    I can't imagine how exhausting life must be right now with home ed and work but not long to go now. It's good to know that your kids are out of that negative environment. I'm very thankful that my DD's school have really stepped up since our meeting and helping DD to cope.
    Mortgage (Start Sep 2014)- £70,295/£0 - 100%
    Overpayments - £48829.37 :j:j:j
    Mortgage paid off Jan 2020
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You'll soon blast through cc 3 aswell dfod. It's so frustrating paying them as think of the money as potential mortgage OP's. Hope the insurance covers that quote for you, sounds like you're dealing with it really well!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thankful I've finished for the week, 3 days to go next week and I'm done.

    Soooo looking forward to getting going! £44 on youg0v now.

    Hope everyone is OK, feel so out of it at the moment keeping up with everything
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    Keep holding it together - good stuff :)
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oh three days to go DFOD :)

    Hope it was good news on the insurance front?
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    It wasn't good new KK, but we've found a temporary fix for now and will hope that holds for a few years!

    That's me done now, so full steam ahead with home ed!

    Hopefully will find 5 mins here and there to do a few surveys in the day. Need to write our report for the LA over the Easter hols to explain how we are going to HE them, so that's a piece of work I'm looking forward to - not!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Great news on the mortgage front - we broke £100000

    Balance now stands at £99,858.02, never again will that be over six figures.
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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