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Mortgage free by 2023 (!)

1175176178180181333

Comments

  • It sounds a horrible situation for you and your DS dfod; sending hugs xx
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:


  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thats awful DFOD, we always encourage parents to bring children back after appointments. At least you got a bit of time with him on his own xx
    Mummytogirls x

  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Day off after School made it clear they didn't want DS back today after a medical review for him. Bought some home ed supplies from the range and sent £10 to the CC just to get it under £600...

    Every time the school does something like this it just reinforces the fact that you have made the right decision.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • Thank you all.. I have no wobbles at all about our decision as each week goes by. they are also talking about a part time timetable for him which I just do not know how people that couldn't / didn't want to home ed or whom work full time could manage that?

    I'm really pushing back against that right now as we have 7 weeks left, 1 week, then half term and then 6 weeks to go.

    Forgot to say I reached payout on 1poll!! Yey - £40 on the way and off again towards the next payout with 5p banked!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • greent
    greent Posts: 10,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nothing helpful to say in any way, just to add it really seems like you have made the best decision for your DS going forward x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • dawnybabes
    dawnybabes Posts: 3,508 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Don't furor the you should (depending on his level of ska) claim carers when you stop work.

    Take lots of copies if the dla award and take it with you when you go out - most places will let you in free as a cater.

    You can also get a CEA card for the cinema - a cadre (anyone) gets in free with DS

    They can't legally enforce a part time timetable - Has he an ehcp ? If not why not ? (My day job is helping people through the system )

    The home ed networks are great - you will have a local one on Facebook

    Message me if you need any help
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Muser1
    Muser1 Posts: 795 Forumite
    If you are on fb there is a twinkl group if you are not already a member x
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
  • Muser1 wrote: »
    If you are on fb there is a twinkl group if you are not already a member x

    Thank you - I'm already on there and they are doing reduced membership soon, so will sign up!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • dawnybabes wrote: »
    Don't furor the you should (depending on his level of ska) claim carers when you stop work.

    Take lots of copies if the dla award and take it with you when you go out - most places will let you in free as a cater.

    You can also get a CEA card for the cinema - a cadre (anyone) gets in free with DS

    They can't legally enforce a part time timetable - Has he an ehcp ? If not why not ? (My day job is helping people through the system )

    The home ed networks are great - you will have a local one on Facebook

    Message me if you need any help

    Thank you DB.. he doesn't have a EHCP, but school think he should - but he needs the assessment first which we were going to do privately.. the NHS one is a 2 year wait.. School won't apply for one before that but are trying to build all this negative evidence against him to support one. I know they can't legally enforce the reduced timetable hence why I'm kicking back against it..

    I'd heard about the additional things you could get with the DLA, someone had said about swimming pools, but I didn't know about the cinema, so thank you for that.

    Also will go look up carers allowance, although I thought it had to be necessity rather than choice to claim that??

    I've joined sooo many home ed groups on facebook and finding them really great.

    Thanks for your post, it's so helpful!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Spent a lot of time this week turning half the kitchen into a space to store all the 'stuff' for home ed. DH calls it home ed corner! Have collated all the stationary and craft stuff together and put all their workbooks, colouring books and reading book there. Littlies just think Mummy has put all their craft stuff together as they still aren't aware of the plans.

    Just looked up carers allowance and will apply for that when we start.

    Up to 9.10 on pbase, so pretty close to payout on that. No other surveys this weekend.

    really upping my reading at the moment around HE groups, events and philosophies.. have a sketchy plan in my head as to how we will approach it, but fully expect this to change as time progresses.

    DS had a review this week which his Occ Therapist sat through and tutted at some of the stuff the School hasn't done / has done. They are in School this week as am I for a meeting with the Head. feel like I need to prepare myself for battle as I've said to the OT the Head will protest they have done everything possible for DS and that he is uncontrollable and a danger to others (they describe a boy I don't recognise at all)

    I know I'm biased, but he really such a sweet boy, kind, polite, thoughtful and clever.. but School don't see any of this / don't want to see this.

    Anyway, what does it matter, they will both be out of there soon. I've still got DD crying most days about going and saying how much she wants to stay with me, though her upset is totally linked to lack of friends since they moved School. Makes me smile as School tell me how happy she is, that she is surrounded by friends etc..
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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