Credit Card Amount Increase without my Consent

PaulW922

This whole thread is waste of everyone's time. avfc82 has run up a credit card bill and is now trying to blame the credit card company.

YorkshireBoy

avfc82 wrote: »

How's about we agreed 6 eggs end of story. Why you leaving me more eggs when I did not ask for more? I don't care if you THINK I want more you don't give me more, if I want more I will ASK for more.

Unfortunately, your local farmer writes the T&Cs which govern your relationship...not you. By using the 6 eggs he left, you agreed he could leave more when he wanted to...BECAUSE YOU DIDN'T TELL HIM NOT TO LEAVE MORE THAN 6 when he gave you the opportunity to do so in writing.

Are you doing this on purpose?


Edit: In typing the above, I'm reminded of a quote attributed to, amongst others, George Carlin...and I think the OP has succeeded!

avfc82

PaulW922 wrote: »

This whole thread is waste of everyone's time. avfc82 has run up a credit card bill and is now trying to blame the credit card company.

Well don't reply to the question then! I'm blaming them for increasing my amount without telling me, not because I'm in debt with them! !!!!!!

YorkshireBoy

avfc82 wrote: »

I'm blaming them for increasing my amount without telling me

At the risk of repeating myself, and others, they did tell you...on your statement.


But they gave you warning months/years previously when you opened the account that they might increase it. You accepted it then (because you continued to use the card)...why not now?


You continued to accept this possibility throughout numerous notices of variation sent over the months/years (because you continued to use the card)...why not now?


Why didn't you, at some point over the years, call them up and say "please don't increase my limit"?

B_G_B

avfc82 wrote: »

Hi,Anything I can do to make a complaint to say that they should not have upped my limit without my permission? Thanks

In answer to your question, a few options on these links.
http://www.barclaycard.co.uk/personal/complaints

https://help.barclaycard.co.uk/account/customer_services/making-complaint/

Good luck.

avfc82

YorkshireBoy wrote: »

At the risk of repeating myself, and others, they did tell you...on your statement.


But they gave you warning months/years previously when you opened the account that they might increase it. You accepted it then (because you continued to use the card)...why not now?


You continued to accept this possibility throughout numerous notices of variation sent over the months/years (because you continued to use the card)...why not now?


Why didn't you, at some point over the years, call them up and say "please don't increase my limit"?

Ok thanks.

redpete

avfc82 wrote: »

...when they know farewell...

The phrase you want is "know full well". HTH