I dropped my phone down the toilet!

I did the classic...phone in my back pocket, dropped it down the toilet. No life.

I'm in a contract and I don't have phone insurance. I'm 7 months in to a 24 month contract. What do I do?

I can see two options...

1. Try for some insurance. I rang Vodafone and I don't have any insurance and there's nothing they can do their end. I have a Barclays additions card but I haven't registered this phone to it (FAIL) Worth a try?. I don't have contents insurance. Can I take out insurance and then retrospectively claim?

2. Sell the broken phone (Mazuma are offering 50 quid) and buy a cheap handset.

Thanks
April Grocery Challenge:  £218.82/£600
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Comments

  • redux
    redux Posts: 22,976 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It may recover.

    Take it apart, get the battery out, dry as much as possible, put it in a bowl of rice somewhere warm for a week or so.
  • Silk
    Silk Posts: 4,836 Forumite
    Part of the Furniture

    1. Try for some insurance. I rang Vodafone and I don't have any insurance and there's nothing they can do their end. I have a Barclays additions card but I haven't registered this phone to it (FAIL) Worth a try?. I don't have contents insurance. Can I take out insurance and then retrospectively claim?
    You could do that ....it's a process they call FRAUD !


    Buy a cheapie to replace it and sell the old one for parts
    It's not just about the money
  • redux wrote: »
    It may recover.

    Take it apart, get the battery out, dry as much as possible, put it in a bowl of rice somewhere warm for a week or so.

    I recommended this to a mate a few months ago. I was a bit skeptical myself TBH but he got it working again.
  • Silk wrote: »
    You could do that ....it's a process they call FRAUD !


    Buy a cheapie to replace it and sell the old one for parts

    Oh no I didn't mean in a deceitful way! I actually heard someone did this- specifically said it to their phone company and they advised them to take out insurance and claim there and then...I would never do anything illegal and didn't mean to give that impression :eek:
    April Grocery Challenge:  £218.82/£600
  • redux wrote: »
    It may recover.

    Take it apart, get the battery out, dry as much as possible, put it in a bowl of rice somewhere warm for a week or so.

    Problem is, I did this months ago and just haven't done anything about it :shocked:
    April Grocery Challenge:  £218.82/£600
  • BJV
    BJV Posts: 2,535 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Please please do not get insurance and claim. It is both fraudulent but also morally wrong. Try and dry it out as best you can and then take it to a mobile shop. They can do wonders and it may ( well fingers crossed ) costs a lot less than you think.
    Happiness, Health and Wealth in that order please!:A
  • BJV
    BJV Posts: 2,535 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Problem is, I did this months ago and just haven't done anything about it :shocked:



    Ok so you dropped you phone down the loo a few months ago and only now suddenly consider doing something? Why now?
    Happiness, Health and Wealth in that order please!:A
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That's dry rice,....


    Not tinned.:rotfl::rotfl:
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • BJV wrote: »
    Please please do not get insurance and claim. It is both fraudulent but also morally wrong. Try and dry it out as best you can and then take it to a mobile shop. They can do wonders and it may ( well fingers crossed ) costs a lot less than you think.

    As I explained above I really didn't mean lying or anything like that!! I would never do anything fradualant or morally wrong..I just heard of some people who were advised by their phone companies that if they took insurance out there and then they could claim there and then. I really didn't mean anything else! Think I read it on mumsnet.
    April Grocery Challenge:  £218.82/£600
  • BJV wrote: »
    Ok so you dropped you phone down the loo a few months ago and only now suddenly consider doing something? Why now?


    Basically I was able to use my work phone for whatsapp, and didn't use anything else. I decided at the beginning of this year to get my life in order a little bit and I want to start saving. I know I can't use my company phone forever and having looked at my finances properly for the first time I know I'm paying [FONT=&quot]£39.50 a month on a contract I'm not using and should be. I wanted some help to sort it out.

    Embarrassing really :( I really just wanted some advice..not to give the totally wrong first impression after being a lurker for 6 years..now people think I'm some disaster who is going to commit fraud! Not the case :(
    [/FONT]
    April Grocery Challenge:  £218.82/£600
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