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My savings....

123468

Comments

  • masonic
    masonic Posts: 27,959 Forumite
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    mozzy10 wrote: »
    I did open my first account before October 2014 though so this maybe why I have been allowed to open a second.
    I don't think their systems would be sophisticated enough to check the date the first account was opened.
  • GTR_King
    GTR_King Posts: 2,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ok thanks for your help
  • Eco_Miser
    Eco_Miser Posts: 4,938 Forumite
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    GTR_King wrote: »
    As I haven't found a savings A/C with 3% interest & Instant Access...

    They happen to be called current accounts, but I, and many, many others on this forum use them as savings accounts - complete with 3% or more interest and Instant Access.

    Actually they're called things like Club, and Plus, and Vantage and 1-2-3.
    Eco Miser
    Saving money for well over half a century
  • GTR_King
    GTR_King Posts: 2,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 8 January 2015 at 11:17PM
    Update- Just applied for TSB Classic Plus online and have been accepted (This my spending money A/C) and will open change for save Savings A/C So round up all the small numbers. Once A/C Up & Running will open Barclays A/C. So all sorted and thanks for all the posts/advice etc....
  • block10
    block10 Posts: 221 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    Me also - I opened a second TSB account using the computer at computer (just in case).

    Also opened a 6% M&S regular saver (£250pm).
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    GTR_King wrote: »
    Update- Just applied for TSB Classic Plus online and have been accepted (This my spending money A/C) and will open change for save Savings A/C So round up all the small numbers. Once A/C Up & Running will open Barclays A/C. So all sorted and thanks for all the posts/advice etc....

    Was this your second TSB Plus?

    What does "will open change for save Savings A/C" mean?
  • DiamondLil
    DiamondLil Posts: 754 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    edited 9 January 2015 at 10:39AM
    colsten wrote: »
    Was this your second TSB Plus?

    What does "will open change for save Savings A/C" mean?

    TSB operate a "Save the Change" scheme whereby every time a debit card is used, the amount debited is rounded up to the nearest pound and the amount overpaid is deposited into the user's savings account.
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Ah right, that could be it. Though this scheme makes my head hurt as it would be quite ridiculous to pay pennies into a sub-1% savings account if you can put up to £50Kish into 4, 5 and 6% accounts.
  • DiamondLil
    DiamondLil Posts: 754 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    colsten wrote: »
    Ah right, that could be it. Though this scheme makes my head hurt as it would be quite ridiculous to pay pennies into a sub-1% savings account if you can put up to £50Kish into 4, 5 and 6% accounts.

    Yes, me too; but I can see that it may encourage the less money-wise among us to save, even if it's small amounts....
    (Thinking of a couple of members of my own family here..... :))
  • GTR_King
    GTR_King Posts: 2,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That was my 1st TSB Plus A/C
This discussion has been closed.
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