My savings....

colsten

GTR_King wrote: »

u get phone insurance RAC Breakdown cover as well & travel insurance with that A/C so that why I going with barclays....

Hello, you never mentioned anything "insurance" before now. But it appears you had well prepared your "case", which suggests you are a Barclays employee having a bit of sport on an internet forum (prove me wrong, please).

How much a month are you paying for the phone insurance, RAC Breakdown and travel insurance? (Hint: you will not be getting it for free).

Tech Pack £7.50 a month, Travel Pack £8.50 a month, Home Protection Pack £12 a month.

Account holder 0.1% interest.

Probably not exactly the very worst deal in the market, but not far from it?

GTR_King

I don't work for Barclays at all.. I forgot to mention it.... Don't really want 2 TSB Plus A/Cs as one A/C with 5% interest rates will do me & put rest of money in Barclays Current A/C for spending on my self & might open every day saver to put £100 aside each month

mozzy10

This thread is making my head spin!!

But can someone help me because I am sensible and WANT interest!!!

I already have a TSB Classic Plus account. How do I open a second one?
Do I just go to their webpage and open a new account or do I do it through my existing account.



ps OP why on earth don't you open a second TSB account and use that to save £100 a month - at least you would get a decent interest rate!

masonic

I opened both of mine from their website without being logged in to online banking.

GTR_King

Well I could but don't think they will allow it

colsten

mozzy10 wrote: »

This thread is making my head spin!!

yours and everyone else's but the OP's........

mozzy10 wrote: »

How do I open a second one?

people report that they have to apply when not logged in to their TSB account. Hope this will work for you, too.

mozzy10 wrote: »

ps OP why on earth don't you open a second TSB account and use that to save £100 a month - at least you would get a decent interest rate!

only the OP will understand (may be) the logic.

Eco_Miser

GTR_King wrote: »

Well I could but don't think they will allow it

That may or may not be true now, but it wasn't last month.

If you can't get a second TSB a/c, why not go for Nationwide, also at 5%, or any of the other accounts paying 3% or more, rather than one paying a tenth of that? For regular monthly savings you can even get 6%!

GTR_King

Thanks for the advice But want one Current A/C With interest (TSB Classic Plus) Use that for spending things for my self etc & Earn Interest on it.... Might keep my HSBC Current A/C- Savings A/C Or open Barclays Current A/C for bills wages and rent etc. You also can have phone insurance with it and gadget cover which is good for me etc... & Have Barclays Everyday saver with cash card so I can Save/put away £100 per month for a rainy day etc.. As I haven't found a savings A/C with 3% interest & Instant Access...

Archi_Bald

GTR_King wrote: »

Thanks for the advice But want one Current A/C With interest (TSB Classic Plus) Use that for spending things for my self etc & Earn Interest on it.... Might keep my HSBC Current A/C- Savings A/C Or open Barclays Current A/C for bills wages and rent etc. You also can have phone insurance with it and gadget cover which is good for me etc... & Have Barclays Everyday saver with cash card so I can Save/put away £100 per month for a rainy day etc.. As I haven't found a savings A/C with 3% interest & Instant Access...

I am afraid, you make very little sense.

Why do you want to keep any money in a 0.1% AER account when you know there are plenty of 3, 4 and 5% accounts available to you?

GTR_King

I wanna put my money in the TSB Classic Plus A/C which pays 5% Interest as I can do all the Requirements needed for that A/C E.G paying in £500 each month & can keep it under £2000 & Still earn 5% interest... But need another A/C For the rest of my money... I looked at Lloyds A/C With interest but I don't think I will meet the requirements needed to open that A/C......

I Don't really wanna bank with Halifax or Nationwide or Yorkshire Etc.... I would rather stay with HSBC or Open Barclays A/C For the Phone insurance/RAC Breakdown cover etc or Open Lloyds A/C For the interest rates If i could meet the requirements but don't think I will be able to...

If HSBC Or Barclays Made a new current A/C With interest then I would open one but they don't at the moment....