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Positive thinking!

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Comments

  • Yay to the red rossie - well done all!
  • Cwtchie
    Cwtchie Posts: 331 Forumite
    Ive sat this evening and worked out my figures for this month, here they are:
    OD - was -1428.84 now -1861.35 so 432.51 increase (but did pay 858 for rayburn on there!!!)
    CC1 - was 6704.30 now 6471.16 so 233.53 decrease
    CC2 - was 989.21 now 763.68 so 225.53 decrease
    CC3 - was 1458.77 now 1266.02 so 192.75 decrease.


    I worked out that if I hadn't had to pay the flipping rayburn bill I would have had a big decrease on the OD reducing it to 570.84 but hey that's life! Next month is round the corner :)
    I have half a tank of diesel in the lorry, half a tank of diesel in the car, and other than top ups of milk, bread and potatos, ive got full cupboards and a full freezer, so hopefully that will help me have a headstart in April.
    Ive got 4 bales and about a half left of hay so that will get me a few weeks, I will have to buy horse feed and bedding but that's a necessity :):)
    Lets go again x
    £250 shopping, diesel and any other spends
    December 16- January 15 £345.06/250.00 -£95.06
    £2 saving a day for christmas 2017 £0/£730
    Total debt paid off before 26 December 2017 £3142.31/14,053.85 = £10911.54 left to go
  • Cwtchie
    Cwtchie Posts: 331 Forumite
    Forgot to say have set up an emergency fund which is now £250
    Weight was 12.3 and is now 11 stone 3 so 1 stone lost overall :):)
    Absolutely awful weather here today blowing an absolute gale and raining pouring, horses will have to stay in another day not good for the bigger one he needs to move around, his stable is 23x14 so it's not small but still he feels couped up
    Going to do chicken dinner today, trying chicken in a bag lol
    Enjoy your Sunday x
    £250 shopping, diesel and any other spends
    December 16- January 15 £345.06/250.00 -£95.06
    £2 saving a day for christmas 2017 £0/£730
    Total debt paid off before 26 December 2017 £3142.31/14,053.85 = £10911.54 left to go
  • Cwtchie
    Cwtchie Posts: 331 Forumite
    Ooooh and might also try and have a sort through this Easter and ebay it all :)
    £250 shopping, diesel and any other spends
    December 16- January 15 £345.06/250.00 -£95.06
    £2 saving a day for christmas 2017 £0/£730
    Total debt paid off before 26 December 2017 £3142.31/14,053.85 = £10911.54 left to go
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Huge congratulations on the Red rossie and fabulous weight loss for you there. I've lost 4lb since I started the other week. Slowly, slowly.

    Great on working out the figures too and I totally agree that being organised is the key!!
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Cwtchie
    Cwtchie Posts: 331 Forumite
    It's my birthday! :)
    Been spoilt rotten with gifts and beautiful cards, I really have got a lovely family <3
    I've spent most of the day doing the boys business accounts, I managed to get most of it done, just a few other bits and pieces to sort and I'll be there :)
    I've got a very busy week from the 10th April onwards so I need to do lots of batch cooking and have meals ready to quickly defrost for tea.
    Managed to get down the yard and watch DD ride today again, I was super critical and it caused a bit of a stir but....it does everyone good to get out of their comfort zone occasionally :). Anyway best of friends again as soon as the lesson finished. Swept the yard clean ready for the morning just as it started to rain. DH cooked tea tonight which was lovely and DH and DD did the dishes. DS bought me an irrigation system for my veg beds, so thoughtful, that would have been a luxury for me to buy, he said he knows how long I stand there watering in the summer, awwww, and a fold away table and chairs to go on the lorry for shows, perfect son x
    I've checked the money situation again today and it looks ok for April, hopefully I will be able to completely clear my overdraft which is currently £1861.35 by 1st May, that's the plan anyway, it will involve lots of planning, lots of thinking do I want it or need it or am I just being lazy, but I think it is possible.
    Went to Aldi today and topped up bread, been lazy with the bread maker lately :(, milk, cereal, tom sauce, squash, mushrooms, apples and bananas, £19 odd.
    I have lots of deodorant and makeup from Mother's Day and today to see me through probably till Christmas. My motherinlaw gave me a tender which I have put in my purse to keep for me, exciting :)
    The emergency fund now stands at £500 :)
    Looking forward to the weekend, will definitely be searching for items to ebay.
    Have a lovely night x
    £250 shopping, diesel and any other spends
    December 16- January 15 £345.06/250.00 -£95.06
    £2 saving a day for christmas 2017 £0/£730
    Total debt paid off before 26 December 2017 £3142.31/14,053.85 = £10911.54 left to go
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    What a lovely family you have, a lucky lady.

    An amazing achievement/goal for the overdraft - I hate them, they are so easy to slip into. There's always temptation there for me which is why I got rid of mine.

    Love you diary as always x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Cwtchie
    Cwtchie Posts: 331 Forumite
    Farrier here to do monkey pony at 9am, absolute gentleman (monkey pony that is) farrier no so! Spent half hour telling us about his planned trip to Amsterdam and his last weekend spent dressed as a baby with a dummy in a pub crawl for charity :). Very funny bloke he is :)
    Mucked out, fed and watered for the night, drizzle here on and off all day but tried to ignore the 10 minute bursts and not run down and bring them in.
    Cooked spagetti bolognese, well the bolognese part in the slow cooker today, added in oats as I've read on here they make it go further and tonight put it in freezer trays, 10 portions :)
    Bought 10 ramekin dishes which are oven and microwave proof so I can attempt to make some chicken and mushroom pies for the freezer tomorrow, have already cooked 3 small chicken portions, DD pinched half of one to go with her chicken and mushroom pasta :). So tomorrow I must get that done, if I have motivation and time I will attempt to make some steak and veg pies as well. This is a first for me, usually I just make corned beef pasties but the last time I ate a bought pie the chicken was brown..ummmm...chicken is white? and I had to search for it, so I've decided (in my imagination) that I can do better :)
    Horse insurance renewal through today, as usual gone up again!! That's it I've had enough, rung them up complained and even with putting the bigger one up two groups for affiliated medium and the younger one into elementary the bill has come down £3 from last year, so overall better cover and a saving of £10 from this years renewal price, that's £10 a month! :)
    Ran my house insurance though a comparison site and unbelievably I can more than double my cover, all the outbuildings covered for less than half the monthly cost I am paying now, in fact a reduction monthly of £29. So £39 a month saved so far.
    I do spoil my kids, I just love them :). So I pay their mobile phone contracts, DH has said today that he wants to pay it, such a lovely feeling that he actually made the decision himself without me having to prompt him, well done love :)
    I still think there is hope that I may not have an overdraft come May 1st but lorry tax needed doing £90.75, monkey pony tablets for the next five and a half months needed £163.28, I did ask for cheaper brand or prescription but when I shopped around the vets were the cheapest :/. All done now :)
    Saddle check later in the month £70 and one lesson if possible for DD £50, they are the extras oh and diesel to one show but only an hour and a quarter away so not too bad and I do have half a tank so may get away with it.
    I'm feeling very organised lately, lists being written left right and centre, most of the boys business accounts up to date, at least I'm feeling on top of things. Have still got to sort out some clothes and riding jackets for ebay and one or two kitchen pressies I've never used.
    Might have a lie in tomorrow if possible, I want to wake up and doze and then have a think and then get up, rather than..s**t that's the alarm! GET UP!!!!!
    Happy Easter everyone enjoy your weekend x
    £250 shopping, diesel and any other spends
    December 16- January 15 £345.06/250.00 -£95.06
    £2 saving a day for christmas 2017 £0/£730
    Total debt paid off before 26 December 2017 £3142.31/14,053.85 = £10911.54 left to go
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I'm knackered just reading that! Chicken in the pie was probably thigh meat, only the breast is white - good luck with the pie-making :)
  • Cwtchie
    Cwtchie Posts: 331 Forumite
    Been a little bit naughty tonight :)
    I really didn't want to waste money on Easter eggs, so treated us all to Fast and Furious 7 at the cinema :)
    Loved it! :)
    £250 shopping, diesel and any other spends
    December 16- January 15 £345.06/250.00 -£95.06
    £2 saving a day for christmas 2017 £0/£730
    Total debt paid off before 26 December 2017 £3142.31/14,053.85 = £10911.54 left to go
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