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Living richly; simply and debt-freely
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liltdiddylilt wrote: »moneyistooshirttomention do check postcodes for 0cado deliveries. If they get those, then you've all the Mr W stuff at your front doorstep
Thanks for that thought. I just checked and nope...:(...spent a masochistic few minutes checking out their variety levels by clicking for Swedish food. Yep to their variety levels:(. Will try checking at intervals in hopes, but had feeling I would be out of luck, having never glimpsed any of their delivery lorries here. Oh well.....and this is regarded as a poor area here...0 -
Hopefuljoy wrote: »A waitr0se is coming to haywards Heath soon but apart from the free tea I shan't be crossing the door! A strange town which has mr S, a large co0p, m&s and an Iceland but no Al00 or lid0 which would really make a difference and fill the huge gap! One day ladies and gents, one day.
I am more back on form now after Lilts helpful post and a quiet evening before early beds. We are all in the same boat and ultimately things will be grand. I too find it scary that some people rely on dying young. I'm going to keep going to a hundred and then have a small rest!! After that I shall see. As long as I have books read and friends all will be well!! Nite all! Xx
We should be able to do a shop swopsie shouldn't we?:rotfl:
I tend to wonder about people who don't allow for how many years of retirement they might have. My own finances didn't go according to plan:(, but at least I'd made darn sure I'd be mortgage-free before it came to it and it's a standing joke that I need to live a certain amount of time to get my money back again (having bought myself some extra work pension). Things have changed since I made that arrangement quite some years ago now and I am now reaping the benefit of having done so and that's one of the Major Decisions of my Life that has worked out well imo. There's a happy medium in working out and I think basically it's as well to look up how long the average British person of your sex lives and bargain on that being your likely "limit". So, I've been planning all along on probably going on until around 85 years old = 25 years retirement to think of. That made sense to me.
My hair would rapidly turn an even deeper shade of white at the thought of 100 and my personal view is that about 85 will do me and I wouldn't want more than that. Each to their own...but I'd hate to have that long a life personally. Come to think of it, I tend to rather think 70-75 sounds about right for me personally (but that will depend, to some extent, on how much I feel I have yet to learn from Life and, to a very great extent, whether my health remains okay).0 -
Good Evening :hello:
greenbee - the only aduki bean 'specific' recipe I have ever made has been Red Dragon Pie and that was an age ago, from a very, very ancient copy of Sarah Brown's vegetarian cookbook. I got a load of aduki's from AF a couple of years ago - ended up making chilli with them. Have never got around to making a sweet dish with them - which is what they are used for in Asian cuisine, aren't they? Daft really, as they are packed with 'good things' aren't they? Just got a good new one to try with the mung beans though.......... #watchthisspace:D
Went to my bro's and came back with a tin of reindeer pate! :eek:
I can't even...:rudolf:liltdiddylilt wrote: »wishus I am sorry but that made me :rotfl: - poor reindeer!!!
Aw, sorry wishus - but I laughed tooActually though, are reindeer commercially farmed? I thought that they were still 'relatively' wildly farmed. I would have thought that the reindeer would have been well looked after and honoured in it's place as a livestock animal. Might as well honour its good life and eat the pate
I see mrL were stocking reindeer meat before Christmas - I did wonder what any passing children may ask of their parents if they saw it. But it's all perfectly natural. If I ate meat, I don't think I would have any qualms about trying the pate.
Another early retiree here - OH and I were able to take our work pensions early, though the rule was (and is - I only retired last April) that they were actuarily (sp?) reduced as we were taking them early. Mine was reduced by 25% to reflect that I was taking it at age 60 rather than 65. OH did a bit better than that, but then he had been paying into it for longer. We did it by paying off the mortgage and saving. The other debts had been hammered some time before. No luxurious holidays for us though, or the savings would soon be gone :eek: We live simply, grow as much fruit and veg as possible in our little garden, make do and mend, and have small self employed earnings to supplement our pensions. State pensions won't kick in for a few years yet, assuming they don't change the rules again.....
So yes, it is perfectly possible but no, it doesn't look like any financial services brochure that I have ever seen :rotfl: I worried about it beforehand, but it was absolutely the right decision, at least for us. We haven't had to touch our savings yet, either
Super post DawnW - thank you for taking the time to write it
Sooooo that's Monday done and dusted. Did you all clear your 'in' boxes like smilie?
I managed to take our donation to the FoodBank today, so that is that for this month.
I did spend money today, but there was only a loaf of bread that wasn't on the list - and that was YS'd so not too bad
Perhaps it is because of the 'holidays' but I had a reminder today about how much of a 'bubble' MSE is - in comparison to RL. We natter on about YS goodies and cashback sites and saving 5p by schlepping over to one supermercado rather than another, to the point where you think that everyone thinks like that......... I was trying to let someone know about an offer on something today - that potentially could save money, and would be good stewardship of resources (charitable resources) - and I swear their eyes glazed over in front of me! :rotfl::rotfl::rotfl: I had to quickly make my excuses and left, as an awkward SILENCE filled the room :rotfl::rotfl: I did have a good auld laugh at myself as I wandered off though. I'm enthusiastic about this stuff - I accept others are 'not boffered'And I'm always forgetting how much enthusiasm freaks people out
Dinner this evening can be termed aubergine jambalaya, as I only had to trim one small bit out of the aubergine to use it - so :j a 15p YS'd aubergine was *saved* :j....... hang on a minute.... why are you all starting to edge back away from your monitors? Where are you going?........ come back!.........:rotfl:
Pic of us tea here;
That was my plate - and I had the shy aubergine pieces..... if you look at DP's plate, the aubergine is a bit more in evidenceIt's a lovely tasty dish - from Leon Fast Vegetarian. If you'd like the recipe, you can find it; Aubergine Jambalaya
Today I am grateful for these 3 things;
that I don't take myself too seriously ......... :rotfl:
that the YS'd aubergine came good for us, and provided a tasty tea
for the plethora of gentlemen who opened doors and stopped at crossings to let me through/past today - so nice, and happened so many times it is worthy of gratitude
Thank you so much for popping in, consulting that recipe oracle and making me laugh. Mucho appreciated
See y'all later.
GreyingPounds for Panes £7,305/£10,000 - start date Dec 2023
Grocery Spend August 2025 £182.09/£300
Non-food spend August 2025 £14.73/£50
Bulk Fund August 2025 £0/£100 -
moneyistooshorttomention wrote: »There's a happy medium in working out and I think basically it's as well to look up how long the average British person of your sex lives and bargain on that being your likely "limit".
Oh, LIVES, not LIFES. Well, that post was a disappointment compared to what I thought it was going to be about when I scanned it :rotfl:.Greying_Pilgrim wrote: »
greenbee - the only aduki bean 'specific' recipe I have ever made has been Red Dragon Pie
Oh, I made that years ago. Nom nom nom, I put yogurt in the mash which gave it a nice tang.
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Greying_Pilgrim wrote: »...Sooooo that's Monday done and dusted. Did you all clear your 'in' boxes like smilie?...
Aye:eek: - took 1/2 the day:eek: 300 of the bloomin' things! - only 20 that needed actual attention! - 10 left for tomorrow's fun!:D4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)Psst...I may have started a diary!0 -
Good evening,
Just popping by to say hello so I don't lose the habit!
Monday done and dusted, not too bad at all. It was greatly helped by discovering half a bar of Lidl's 80% cocoa solids chocolate in my desk that I'd forgotten about in the run up to Christmas
First couple of days of Mediterranean style eating have gone well. OH is enjoying his daily quota of almonds
Have a good evening all.0 -
Greying_Pilgrim wrote: »Good Evening :hello:
greenbee - the only aduki bean 'specific' recipe I have ever made has been Red Dragon Pie and that was an age ago, from a very, very ancient copy of Sarah Brown's vegetarian cookbook. I got a load of aduki's from AF a couple of years ago - ended up making chilli with them. Have never got around to making a sweet dish with them - which is what they are used for in Asian cuisine, aren't they? Daft really, as they are packed with 'good things' aren't they? Just got a good new one to try with the mung beans though.......... #watchthisspace:D
I look forward to the mung bean adventuresI've got a HUGE jar of them to use. The aduki bean jar is pretty big too - probably got them at the same time as you - so I'm thinking of using them for anything that would normally use kidney beans, plus the occasional soup. Which reminds me, I have soup mix to use too... :cool:
I did my freezer inventory, decided to take stuff out to cook it, and how have even MORE stuff in there! But it is all tidy. And listed. And mostly identifiable (for the moment). However, all three freezers are still on...0 -
Good Morning :hello:
Well, we spent last night watching the footy - FA cup stuff. Quite an exciting match really. Far better than the international matchesOh, LIVES, not LIFES. Well, that post was a disappointment compared to what I thought it was going to be about when I scanned it :rotfl:.*norty* gallygirl *norty* :rotfl:
Oh, I made that years ago. Nom nom nom, I put yogurt in the mash which gave it a nice tang.
Really? But there's no oxtail in it...... :rotfl:gallygirl you always amaze me - you've done so much and know so much..... um, for a 29 year old.....
rtandon - 300 :eek: with only 20 needing attention? :eek:
7 week wonder - chocolate de-cluttering = good :rotfl:
greenbee - 3 freezers? My........
So *Thrifty Tuesday* is upon us, so soup for dinnerDon't think I'll need to spend today. Probably won't have time for any shops anyway, so that's all good
mothernerd - I totally forgot to mention, that reading your posts inspired me to do two things over the weekend. Reading about salad - I had picked up a YS'd 9p bag of mixed leaf salad in mrM on NYE. It looked really fresh, so I hoped it would keep until the w/e so that we could have some in sangers if we went out adventurising. Anyway, the adventurising didn't happen, but we still had the HM bread rolls, with the salad leaves in - they'd kept beautifully. And I loved the 'fresh' taste of the leaves (helped that there was rocket in the mix), in contrast to the more stodgy fare of late. Then the second thing was that I made coleslaw to use up 1/2 a white cabbage. As there was quite a bit of vegetable matter, the remains of the mayo in the jar weren't *quite* enough (even though I don't like a 'gloopy' coleslaw) so I did what I've done before - but you writing about it jogged my memory - and added a spoonful of yoghurt to the mix
Right, best get on and shift a tail-feather
Ta everso for popping in, reading and commenting. All good
See y'all later.
GreyingPounds for Panes £7,305/£10,000 - start date Dec 2023
Grocery Spend August 2025 £182.09/£300
Non-food spend August 2025 £14.73/£50
Bulk Fund August 2025 £0/£100 -
Greying_Pilgrim wrote: »
Really? But there's no oxtail in it...... :rotfl:gallygirl you always amaze me - you've done so much and know so much..... um, for a 29 year old......
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Em..... it's DD who is 29 :eek::eek::eek:. Seeing as how my mental age is early 30's, she'll be older than me soon
.
This made me giggle thank you GG
Morning skylarks, and happy very late new diary Greying me dear. I've only just ventured out of my bank accounts, with half an eye closed.
Soup for us for one meal a day at least this month so I'm keeping an eye for ideas.
Seriously dear hearts have a cracking year eh?
:A
Leaves a box of decluttered chocolates on the table top, I think they're full, we're trying to get into our clothes here......:rotfl:Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0
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