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Living richly; simply and debt-freely

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  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    :D Happy New Year. Good luck to everyo e with their NY resutions,goals and plans.
    Have meal planned for the month using what we have in the freezers. Still trying to empty one so I can defrost it. Had a quick run around S 's today to use up my last £12 off £60 shop voucher and stocked up with store cupbd staples, cleaning/washing stuff and some veg. Shouldn't need to go near the large shop again for a few months. :D
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Greying did I tell you about the time I found her stood on her chair at the washing machine, with the drawer open mid wash, scooping out the stain remover crystals I add every now and again and eating them?! :eek: almost had a heart attack. Soda crystals and all other related goods are kept locked away. She is a monster!

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker

    Didn't realise Waitr*se website has recipes on...will do some scanning. I was only checking that website earlier today (more in hope than in anticipation) that there might just be a Waitrose somewhere get-at-able from where I live now. Conclusion was = precisely 2 Waitrose in the whole of Wales by the look of it:(.
    Now got an Aldi nearby that I wasn't bothered about having personally...can I swop them over?:cool::rotfl:

    Off to browse the rest of the recipes....

    I found 8???! Mainly in South though :o
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Greying did I tell you about the time I found her stood on her chair at the washing machine, with the drawer open mid wash, scooping out the stain remover crystals I add every now and again and eating them?! :eek: almost had a heart attack. Soda crystals and all other related goods are kept locked away. She is a monster!

    :eek: they certainly keep you on your toes, teenagers bring all sorts of stuff, just when you think you know what you're doing :rotfl:
    new challenge?
    £1 a day for Christmas 2024 £367 / £366 ~
    Got married 24/05/19 ~ Credit Card
    DFW Nerd #1155 ~
    LBM 25/2/09 ~ Debt at highest £8,037.35 ~ £0
  • Good Morning :hello:

    Ah, I've had a nice lie-in this morning, and after an uninterrupted night's sleep, I am feeling ace :D

    7 week wonder - dementia is just awful isn't it. We're certainly mindful of lifestyle choices to...... try to deter a propensity for the disease, but none of us knows how are lives will turn out do we? Still, much of the 'advice' is actually good ol' common sense, so it's pretty easy to follow. I'm finding the small plates are helping us with our consumption. I'll just have to watch DP's weight, as we both don't really need to lose weight as such(trim up and use muscles? Yes - lose weight? No.)

    kdalwayskint - how's the menu planning going?

    Verbatim - sound's like you've got menu planning and stock cupboard control down to a fine art! :D
    Greying did I tell you about the time I found her stood on her chair at the washing machine, with the drawer open mid wash, scooping out the stain remover crystals I add every now and again and eating them?! :eek: almost had a heart attack. Soda crystals and all other related goods are kept locked away. She is a monster!

    :eek: Lilt - I am sure I would be white-haired by now, never mind grey, had I had children :rotfl:


    Thank you all for popping in :D The waitr0se weekly paper has those recipes in too - along with vouchers (not yet found one I can use, but I live in hope :D) Does the website provide the vouchers to print off too?

    Well, we had a really nice evening last night. DP wasn't too late back from helping the family member, and everything was fixed and sorted, so high-five to that man! :T And at least the family member did press some cash in his hand, which wouldn't cover his time as such, but which will more than generously cover the car fuel to get there and back :D We ate dinner in front of the woodstove and watched JaymeeO's new Friday night series - mmmmm - and then we watched 'The Help' that was on a couple of nights ago. A very good film. Thoroughly enjoyed it.

    We did spend money yesterday, but everything was in the budget. Our evening in, watching a film saved us..... oooh, how much in comparison to going to the cinema? And I must admit, I don't like going to the cinema now, too much noise and kerfuffle.

    i'm very much liking our simple life :D

    Dinner was as I said, Loobia Polo. It is a dish that I make reasonably frequently. But as I fessed up to gallygirl - my technique is not authentic, but it is easy to do, and you do get a mightily tasty dish at the end of it, without dishes to soak for an age to de-gunk........

    The recipe I use came out of a book (vegetarian) that for some reason, I didn't credit in my recipe collection (slaps own wrists!), but the nearest version to the one I make is Lubia Polow from My Persian Kitchen BlogSpot. I don't put meat in, obviously. And I don't use saffron. The adiveh spice mix that you use in the dish has many 'recipes'. The one I use is on the Blue Kale Road BlogSpot - adiveh spice (scroll down to find it). I don't have rose petals to put in the mix.

    Picture of my version here;

    030_zps5903c9b7.jpg

    Right, well I better go in search of a nice cup of coffee, and see what DP wants to do with the day. I had wanted to go for a good walk today, following a route over a hill range. But we'd have to drive there, and it isn't worth risking icy roads just to go walking. So a day of chores beckons :D

    Thank you for popping in, reading and commenting. I greatly appreciate you taking the time.

    See y'all later.

    Greying
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £95.97/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I was so looking forward to the crusty bits :(
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hi GP just popping in to say hello and DD an I watched The Help at the cinema when we had some freebies from watchfilmfirst. I think it's the one with the money saving chocolate cake :eek:

    Was a very good film. :rotfl: xx
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Superdave! I can't believe you said that. It's taking MSE too far.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Hopefuljoy
    Hopefuljoy Posts: 442 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Hello everyone, guess what? My throat glands are up again
    And I'm confined to bed!! it's a staff training day tomorrow followed by full on teaching the next. This is how the twoan week lurgy started at the beginning of the Christmas break so I've decided I cannot be bothered with it and it won't be allowed to come back.

    Your purging and sorting and meal planning is awesome people! It's one area of life I aim to be on top of this year as it'll help with health, weight and money not to mention having a sense of achievement outside work. Reading back your lovely kind comments about my self critical moment Greying ( I am a resourceful woman!) threw into sharp relief that I measure myself by a rather narrow set of not very helpful perfectionist standards. So balance is my new aim.

    Speaking of which, I announced starting to seriously consider retirement from teaching at 55 which is in seven years time. It's a very tough job, especially for anyone with the mental health challenges which I have accumulated over the years. Don't worry! They only affect me
    not the pupils! I get overly anxious, worry excessively and burn myself out to a frazzle internally. This is not a good thing for me and even though I love my job I recognise it is not a long term prospect for me as a person. Pupils also deserve and need teachers who are totally on form. My previous best jobs have been HR administration and teaching assistant. Both calm, not too demanding on me, stable and no pressure to climb any ladders. Unfortunately having a larger than I want mortgage limits my flexibility on salary at the moment!

    One thing that struck a chord today was when someone wrote that most people seem to want to retire on more than they've earned in a life time. How much income, assume with no mortgages/ does a single person need per annum to retire? Can any of you help me out with some basic numbers?? My family has very non MSE thoughts about all this so are fairly useless.

    You can PMS if you prefer but I am very eager to start planning asap and will be grateful for all thoughts. Xx
    With family, friends and pets (or any combination of them) life will be fine!


    Emergency fund £2474 post cat wee catastrophe!

    Fashion on the Ration 55 coupons available in 2022
  • Hopefuljoy
    Hopefuljoy Posts: 442 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Right! Enough of the moping! I'm having a bath to soak away negative thinking and freshen up the place a bit! Xx
    With family, friends and pets (or any combination of them) life will be fine!


    Emergency fund £2474 post cat wee catastrophe!

    Fashion on the Ration 55 coupons available in 2022
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