Finally facing up to the Finances in 2015
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Oops just checked and I ordered Milk & More for tomorrow not today so will need to pop and get some milk
I have a code for £10 off your first order (£20 min spend) if anyone else is thinking of joining, put this code in when you register Z3OORVLH (select referred by friend in the drop down then it will ask for the code)Jan 2010 - Overdraft £9,500 / Credit Cards £5,000 / Loan £9,500 / Mortgage £128,000
Jun 2010 - Overdraft £0 / Credit Card £0 / Loan £0 / Mortgage £125,250
Oct 2011 - Overdraft £7,000 :mad: / Mortgage £115,295
Dec 2014 - Overdrafts 15,000 / Credit Cards 16,000 / Loans 25,000 / Cars 18,000 / Mortgages 232,5000 -
Got a few watchers on eBay :j
They don't finish until next week as I need to be able to post them on a Saturday due to work - otherwise would have ended them on Sunday but didn't want to hold onto them and not be able to post
Fingers crossed they will turn into some bidsJan 2010 - Overdraft £9,500 / Credit Cards £5,000 / Loan £9,500 / Mortgage £128,000
Jun 2010 - Overdraft £0 / Credit Card £0 / Loan £0 / Mortgage £125,250
Oct 2011 - Overdraft £7,000 :mad: / Mortgage £115,295
Dec 2014 - Overdrafts 15,000 / Credit Cards 16,000 / Loans 25,000 / Cars 18,000 / Mortgages 232,5000 -
I need some inspiration for eBay selling, what sort of things do people manage to sell?
At the minute I just have some of my Avon stock on there but I'm sure I have things round the house I could sell, just not sure where to startJan 2010 - Overdraft £9,500 / Credit Cards £5,000 / Loan £9,500 / Mortgage £128,000
Jun 2010 - Overdraft £0 / Credit Card £0 / Loan £0 / Mortgage £125,250
Oct 2011 - Overdraft £7,000 :mad: / Mortgage £115,295
Dec 2014 - Overdrafts 15,000 / Credit Cards 16,000 / Loans 25,000 / Cars 18,000 / Mortgages 232,5000 -
I put loads on ebay last year, I was amazed that all of the rubbish stuff sold!! Character mugs, hubby's random bits of geeky 'tat' that he'd acquired over the years. River Island clothes also sold well. Books and cds didn't. Box sets of DVDs did, especially video game/anime stuff.0
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Thank you, I might try some tat and see how it goesJan 2010 - Overdraft £9,500 / Credit Cards £5,000 / Loan £9,500 / Mortgage £128,000
Jun 2010 - Overdraft £0 / Credit Card £0 / Loan £0 / Mortgage £125,250
Oct 2011 - Overdraft £7,000 :mad: / Mortgage £115,295
Dec 2014 - Overdrafts 15,000 / Credit Cards 16,000 / Loans 25,000 / Cars 18,000 / Mortgages 232,5000 -
Sunday night is here again, off to sort the little man ready for bed and get everything ready for work tomorrowJan 2010 - Overdraft £9,500 / Credit Cards £5,000 / Loan £9,500 / Mortgage £128,000
Jun 2010 - Overdraft £0 / Credit Card £0 / Loan £0 / Mortgage £125,250
Oct 2011 - Overdraft £7,000 :mad: / Mortgage £115,295
Dec 2014 - Overdrafts 15,000 / Credit Cards 16,000 / Loans 25,000 / Cars 18,000 / Mortgages 232,5000 -
Another week at work over :T (Friday is my day off )
Made a payment to the car today, another £175 knocked off that. Also paid part of the mortgage for the rental property where the tenants are refusing to pay, easier to pay a bit each week out of other halls wages than to panic at the end of the month. My solicitor has said he should hopefully have the Eviction order from the Court by the end of the month.
Also managed £200 off the mortgage arrears this week from my Avon bonus :j I need to decide how much time to put into my Avon business this year now I'm back at work following my maternity leave
Had a quick look at my payslip and my year to date tax paid seems too high as I won't have earnt as much as I would in a normal year due to being on maternity leave for most of the time.
Some travel with work next week, planning on splitting the expenses between the savings fund, the car and the mortgage arrears.Jan 2010 - Overdraft £9,500 / Credit Cards £5,000 / Loan £9,500 / Mortgage £128,000
Jun 2010 - Overdraft £0 / Credit Card £0 / Loan £0 / Mortgage £125,250
Oct 2011 - Overdraft £7,000 :mad: / Mortgage £115,295
Dec 2014 - Overdrafts 15,000 / Credit Cards 16,000 / Loans 25,000 / Cars 18,000 / Mortgages 232,5000 -
Forgot to say two of my items sold on EBay this week :j:j:j
I think I'm going to leave the money in my PayPal account and let it build up a little when (hopefully) some other things sell
Must find some more tat to list over the weekend to add to the items already listedJan 2010 - Overdraft £9,500 / Credit Cards £5,000 / Loan £9,500 / Mortgage £128,000
Jun 2010 - Overdraft £0 / Credit Card £0 / Loan £0 / Mortgage £125,250
Oct 2011 - Overdraft £7,000 :mad: / Mortgage £115,295
Dec 2014 - Overdrafts 15,000 / Credit Cards 16,000 / Loans 25,000 / Cars 18,000 / Mortgages 232,5000 -
I think my OH is finally getting the idea of saving (he's not in debt), he said last night he wanted to start saving :money: ready for when he would want to replace his car in a couple of years :j
OH should have been working today but his company have lost their Saturday contract but hoping to get another soon. Not sure if it's a good thing or not as it's nice to have him at home for the day.Jan 2010 - Overdraft £9,500 / Credit Cards £5,000 / Loan £9,500 / Mortgage £128,000
Jun 2010 - Overdraft £0 / Credit Card £0 / Loan £0 / Mortgage £125,250
Oct 2011 - Overdraft £7,000 :mad: / Mortgage £115,295
Dec 2014 - Overdrafts 15,000 / Credit Cards 16,000 / Loans 25,000 / Cars 18,000 / Mortgages 232,5000 -
Feeling like work is getting busier this week and expect it to get busier over the next few weeks. But it makes me appreciate my day off each week with my little boy, we've been to a cradle club at our local library which he seemed to enjoy - he loves people and I've noticed his development from going to the Childminder once a week.
Other half gets paid on a Friday so paid £100 off the car today as well as £100 towards the mortgage where the tenants aren't paying. Good news on that front, the eviction hearing is listed for 2nd March :j although I'd kind of hoped it would be sooner at least I know what I'm working to.
Should hopefully receive so work expenses next week so will pay another bit off the car when that hits my bank account.Jan 2010 - Overdraft £9,500 / Credit Cards £5,000 / Loan £9,500 / Mortgage £128,000
Jun 2010 - Overdraft £0 / Credit Card £0 / Loan £0 / Mortgage £125,250
Oct 2011 - Overdraft £7,000 :mad: / Mortgage £115,295
Dec 2014 - Overdrafts 15,000 / Credit Cards 16,000 / Loans 25,000 / Cars 18,000 / Mortgages 232,5000
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