2015 mfw

PopcootMFW

#49 - £300 OP
1st OP for January, hoping to make a few more by the end of the month.

kitjos

mortgage_destroyer wrote: »

hi no. 100 here paid a £10,000 overpayment today please can you amend my January total to £10,580 please. ������

Wow!! Well done!




AFM,


#104 with another OP of £200, making January total of £800. That will be all for January but I've done better than expected - bring on February!


Thanks Lomcevak x

PopcootMFW

#49 - £700 overpayment running total so far £1,000 for January

Lomcevak

Spreadsheet updated, welcome to LurkinGerkin and cookie9. OPs from 51 MSE-ers so far, nice to see so many managing more than one OP too, great way to keep chipping away at the mortgage :T

mortgage_destroyer wrote: »

hi no. 100 here paid a £10,000 overpayment today please can you amend my January total to £10,580 please.

Blimey, that's an impressive OP - your original target was £5000 so you've smashed that in the space of 15 days do you want a revised target?

Chutney86

Hi, could I join please.

Target for 2015 = £1600.

Thanks

shangaijimmy

Having spent the last week or so really analysing our current overpayment path, we (when I say we I really me I, as Mrs SJ just agrees ) are making some adjustments to our plans.

We are now in the midst of a remortgage, don't worry we aren't taking any more money, so our major January overpayment will be delayed until we start out shiny new one. This will give us a very strong start to the new plan and we'll be able to throw an extra £150 per month at least.

So, apologies for any hassle Lomcevak but i'll need to amend out target to an ambitious 6.5k of overpayments rather than our initial goal of reducing the outstanding balance by 6k. Overall i'm aiming to reduce the balance this year by a minimum of 10k :eek:

Additionally i've found so much inspiration and admiration from reading so many diaries, not to mention tips and ideas, that i now have an ambitious plan of paying the mortgage off in a maximum of 132 payments from our remortgage start (hopefully at end of Feb). Needless to say i will be joining the ranks of the diarists (if that is even a word), as i simply have no-one else to converse with on our journey!!:mad:

elantan

Elantan no 18 here ... £350 for the month

Wirenth

No 11, reporting in a £1022 overpayment for Jan.

Southernman

Hi, I'm #26 and my overpayment this month is £140

mortgage_destroyer

Lomcevak wrote: »

Spreadsheet updated, welcome to LurkinGerkin and cookie9. OPs from 51 MSE-ers so far, nice to see so many managing more than one OP too, great way to keep chipping away at the mortgage :T



Blimey, that's an impressive OP - your original target was £5000 so you've smashed that in the space of 15 days do you want a revised target?

Yes please can you change my target to 18,500 would like to say 20,000 to make it a nice round number but don't think that's achievable atm