2015 mfw

Lomcevak

Danny5 wrote: »

Hi Can I join please? I'm going for £8000 OP for the year

You are already in the list as #42

shangaijimmy

#76 off and running with an OP of £121. :j
My next payment will be after 25th and I'm hoping for it to be £500 :undecided

PiggyBankShaker

#27 here. Checking in with a sneaky £50 overpayment thanks to ebay sales. Hoping to add more tomorrow. That takes me to total of £1082 overpayments for January.

Upsy_Staffordshire

#86 a small first overpayment of the year of £20

Longley09

#19 here.....can I add another small £32.10 overpayment please (as a result of tidying up of an old unused bank account.


Making the total for January = £170.55 (the previous £138.45 plus the new £32.10). From my total of £1,500. Thanks

girl_afraid

No 82 with an overpayment of £100, taking my total for January to £150. Thanks Lomcevak

shangaijimmy

Overpaying is so addictive its untrue. Counting the days to payday when i make another assault on the balance. Plus reading everyone else's payments gives you a hint of jealousy in the waiting period!!!

In the meantime its endless looks at spreadsheets and constant tinkering with "what if"... And that look from the wife with rolled eyes, knowing she's muttering "weirdo" to herself...!

shangaijimmy

So no overpayments scheduled for another 12 sleeps, but i've checked my online account and worked out that for Dec '14 our average daily interest was £13.48 which is 22 months ahead of where we would have been with overpaying for a few years, and 1 month ahead of where I thought we actually where.

So although the early years seems to be painstakingly slow the benefits are definitely there to see with the aid of the wonderful tool called spreadsheets!

Miss_money_penny

Hi, my first op of £200. Just £5000 to go! Eek! So impressed with other ops (and a little jealous ) Count down to payday!

pathtofreedom

#63 reporting in for yet another Jan op of £150 so a total of £548.07