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2015 mfw

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  • mortgage_girl
    mortgage_girl Posts: 880 Forumite
    Part of the Furniture 500 Posts Combo Breaker Mortgage-free Glee!
    Thank you for taking on the thread. I'd like to set my target for £11,000 again please. If possible can I keep my old number - it was 77?

    Thanks again :)

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Spreadsheet updated, welcome to shangaijimmy, mortgage_girl, mrsninja, engineer amy, Emma285, Yorkielass, and Chops23 - we're up above £650k in total targets now :)

    Well done on all the OPs, as always let me know if i've missed an update or got it wrong. And Longley09 you clearly share my need to get things to nice round numbers where possible :)

    PiggyBankShaker - well done on the big OP, could you keep a running total in your thread updates please. I've taken £1032 from your current signature, is that correct? That seems to match your updates via the form and thread together
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lomcevak wrote: »
    ... and as a little bit of fun, i've picked a number - first person to get an OP within a tenner of it wins a donation to a charity of their choice :D

    And we have a winner already :) I picked £626, and jeepjunky has updated with £620.59 - if you can let me know your choice then i'll get it sorted
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    And finally ... #12 reporting in with my own boringly-predictable £600 OP via standing order for the month of January. I keep intending to try and supplement it a bit, but don't ever quite manage it.

    It's a mini-milestone for me though as it takes me under £160k, onwards and downwards :D
  • kirstypark
    kirstypark Posts: 771 Forumite
    Part of the Furniture Combo Breaker
    morning, i have another £120 to pay in today making a total of £821.03 this month for number 51.
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • clarew
    clarew Posts: 505 Forumite
    Part of the Furniture 100 Posts Mortgage-free Glee!
    #5 here reporting a £256 OP for January. Think that will be all got this month! Thanks
    Mortgage free 04/03/2025. Thanks to this site and lots of overpayments bit by bit.
    Next stop: house repairs, holiday fund, replace our very old cars, more financial security/early retirement savings.🤞
  • PiggyBankShaker
    PiggyBankShaker Posts: 1,164 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Lomcevak wrote: »

    PiggyBankShaker - well done on the big OP, could you keep a running total in your thread updates please. I've taken £1032 from your current signature, is that correct? That seems to match your updates via the form and thread together

    Yes, of course. Sorry will do that in future. Thanks.
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • Danny5
    Danny5 Posts: 95 Forumite
    Hi Can I join please? I'm going for £8000 OP for the year
    Mortgage Start April 2007: £84,000 (28 Year Term)
    Mortgage Now:£3200 (3.55% LTV)
    Mortgage OPs Jan '16 - Dec '16 £12,000:£12,000 (100%)
    ISA Top Up To 20,000:£10,405 (52.03%)
    2017 - Pay off Mortgage Start Amount: Paid: Remaining
    £15,000:£11,800:£3,200 (21.3% remaining)
  • runninglea
    runninglea Posts: 907 Forumite
    Part of the Furniture Combo Breaker
    Hi - number 55 paying £3,400

    Two lots of £1,700 (one being in dec but that was my first overpayment for two years so have included it in this years to make the mortgage balance correct)

    Each £1700 is just over 1% of my original balance - have now paid 7 in total so just another 93 payments to go
    Year 2019 (1,700/£17000mortgage repayment)Overall mortgage (71,400/165568) (44
    .1%) (42/100) payments made. Total paid 2019 year £1,700
    Total paid 2017 year £15,300Total paid 2018 year £13,600
  • pathtofreedom
    pathtofreedom Posts: 827 Forumite
    HI #63 can I add an extra £105.57 to make it £398.07 for Jan. Thanks
    MFW OP's 2017 #101 £829.32/£5000
    MFiT-T4 - #46 £0/£45k to reduce mortgage total
    04/16 Mortgage start £153,892.45
    MFW 2015 #63 £4229.71/£3000 - old Mortgage
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