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2015 mfw

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  • mfwin2019
    mfwin2019 Posts: 150 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    15 updating - total for Jan is £1963.
    This is made up of the usual amount of capital repaid from the monthly payment which was £462.89 & an extra £1500 that had been waiting for the new mortgage year so that I could repay penalty free
    Declutter 2023  110/520
    Jan grocery challenge 324.44/350 25.56 spare
    Feb grocery challenge 204.45/280
    March gc 0/310

    23 minutes a day self care, decluttering, tidying or cleaning 
  • #27 here. £78 mortgage overpayment. January total standing at £1537.
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • #86 here with a little OP of £7.25, taking my total for January so far to £103.25
    Thank you to everyone who posts on here :)
  • JCL
    JCL Posts: 574 Forumite
    Debt-free and Proud!
    #41 with an overpayment of £1,500 for January. Thanks Lomcevak. :)
    MFW 2015 #41 = £20,515/£20,515
    MFW 2014 #41 = £26,100/£25,000
    MFW 2013 #41 = £10,000/£10,000
    Original MF date = May 2036 - MF achieved on 15 June 2015
  • Chutney86
    Chutney86 Posts: 307 Forumite
    Eighth Anniversary Combo Breaker
    Thanks for adding me Lomcevak.

    #93 overpayment of £116 for January
    SPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75 / 2018 = £295.50 / 2019 = £267
    MFW #93 - 2017 = £1942.84/£1900 / 2018 = £8591.23/£9050
    MFiT-T4 #28 = reduced mortgage from £109,000 to £77,000
    MFiT-T5 #34
  • sweepster
    sweepster Posts: 448 Forumite
    Number #120 here reporting my overpayments.

    With a total of 13 overpayments this month I have my best ever overpayment of £1000.

    I was a bit emotional about this as I never thought in January I would do this. I have been totally focused this morning and need to continue it for January.
    Keep going everyone we can do it.
    Aim to be mortgage free by 2017
    MFW 2016 overpayments here we go again £10000
    :T:T:T:T:T
  • sorryitsme
    sorryitsme Posts: 448 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 30 January 2015 at 12:34AM
    I would love to join and set myself a target of £1200.
    This is really scarey for me as a single mum who in the last year have gone from IO to repayment, but I am determined to be MF after being inspired by your brilliant updates.
    Mortgage Feb 2015 £178,500 END 2043!!


    MFW 2015 £100 /£1000

    Watch this space, my MF end date will tumble!!
  • sweepster
    sweepster Posts: 448 Forumite
    sorryitsme wrote: »
    I would love to join and set myself a target of £1200.
    This is really scarey for me as a single mum who in the last year have gone from IO to repayment, but I am determined to be MF after being inspired by your brilliant updates.


    What i do is look at my bank account and round it upto nearest £5 or £10. Most days its a little one but it all adds up.
    Good luck.
    Aim to be mortgage free by 2017
    MFW 2016 overpayments here we go again £10000
    :T:T:T:T:T
  • apple_muncher
    apple_muncher Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    #1 reporting a January payment of £1250.

    Thank you.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • #79 reporting a January payment of £157.98
    Mortgage = [STRIKE]£113,495 (May 2009)[/STRIKE] £67462.74 Jun 2019
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