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2015 mfw

1107108110112113116

Comments

  • darcyboo
    darcyboo Posts: 105 Forumite
    Eighth Anniversary 100 Posts Combo Breaker
    #90 reporting in with a December OP of 497.19, which takes me just above my target for the year. Well done to all on the great progress made!

    Hoping to be slightly more ambitious with my target for 2016, will be giving it some thought over the next few weeks.
    2021 MFW #130. Target: £300/£2500
  • Late ZZZs to all those awake

    A little update from No. 127:

    Nov has been increased £275 paid, and Dec is currently at £100, so if my sums are correct...

    My second target has been METTTTTTTT

    (phew)
    M
  • Sorry to be a pain but what is the final date for Decmbers OP's?
    MFW: Was: £136,000.......Now: £47,736.58......
  • VoucherMan
    VoucherMan Posts: 2,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 10 December 2015 at 7:48AM
    Sorry to be a pain but what is the final date for Decmbers OP's?

    Usually 31st December :p


    I'm sure Lomcevak will be around to record any ops which aren't reported until a week or 2 into January though.
  • Have just got an up to date mortgage balance and since 31st January we have managed to reduce our mortgage balance through a combination of overpayments and our regular mortgage payments by £10,892.58. Super happy with that and it wouldn't have been possible without signing up to this challenge! Looking forward to the challenge next year to see whether I can beat it
    New House... New Mortgage! February 2017: £144,000 :eek:
    Current Mortgage Balance: £96,440.99
    2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
    Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/16
  • Hi Lomecevak,

    MFW No.148 reporting in with my final OP of the year. Put me down for £500 for December.


    That has now exceeded my original target set in January and now also kept me on track to reach my revised target, happy with how this has panned out.


    Lomecevak, thanks for running and updating the sheet on a regular basis.

    Thanks
  • No. 119 here.... Final OP of the year of £105

    Roll on 2016 :D

    Thanks so much for all the hard work running the thread and updating the spread sheet x
  • Hi


    I've been a bit slack with reporting but £102.90 OP each for October, November and December. Not met target but will endeavour to smash it next year :)


    TSG
    Mortgage £126746 DEC14 £122423.53 DEC15 £115041.70 DEC16 Remortgaged Sep17 to pay off HtB loan £150000 - £140500 JUL19 Moved house Oct19 £230000 £230400 DEC20
  • #93 with a final OP for December of £38 - so I have reached my revised target :)

    Thanks Lomcevak
    SPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75 / 2018 = £295.50 / 2019 = £267
    MFW #93 - 2017 = £1942.84/£1900 / 2018 = £8591.23/£9050
    MFiT-T4 #28 = reduced mortgage from £109,000 to £77,000
    MFiT-T5 #34
  • Wirenth
    Wirenth Posts: 899 Forumite
    A very delinquent #11 reporting in...I remortgaged in August to a fixed rate and the OP schedule went a bit pear-shaped. :eek:

    I'm no longer formally OPping, as the interest rate I get on my savings is greater than than of my fixed rate mortgage and I've cranked up the contributions to my share save to take tax advantage of the salary sacrifice.

    My new plan is to report general 'savings' rather than OPs as my overall goal is to pay off the mortgage by the point the fixed rate ends in 2019. :beer:
    So, for the last few months:

    Nov £379
    Oct £288
    Sept £603
    Aug -204:mad::mad::mad::mad:

    Here's hoping December will be decent!:o
    Good, clean fun.... :D
    MFW #11 2015 £7657 / £8880
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