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2015 mfw
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Hi Lomcevak,
No. 89 update; OP of £15700 in October
£18116 OP for November
and £860 for December- with christmas spends i'm happy with this
Bring on 2016 xxx1.7.15: £157,469.64, 10.02.16: £93,434.74
FIT-4 #34, MFW 2016 #89 (£7350/24000)
Target MFW Dec 20180 -
Morning all, had an updated figure from the bank and owe less than we thought, all thanks to OP's, original mortgage was 120,000, on original plan we should owe 99651 but now down to 87601 that's over 12,000 less! Can't wait to get it even lower next year.
Thanks to the lovely gals/guys who keep up with all the updates and spreadsheets and fancy calculation wizardry.
Please count me in for next year, same number if possible and a target of £1500 Thanks x
Merry Christmas x0 -
Little spreadsheet update to get up to date - we've just passed the £650k point too. Getting to £700k might be a stretch as we've only got a week left but who knows
wow thats an incredible figure, congrats to all! Thanks again for doing this as it gave me the motivation to o.p this year, first year of the mortgage so wanted to start as mean to go on so has been great taking part and reading everyones posts.
Here is to a successful 2015! :T :beer: and hope that 2016 is as successfulMFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..0 -
Hi Lomcevak
Number 10 reporting in with our final OP total standing at the already reported £5732
We smashed our original target but came short of the revised target.
Definitely up for the 2016 challenge.
Thanks so much, you've done a fabulous job looking after us despite your challenging working environment. Thank you!!
MIB xMFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k0 -
Happy Christmas everybody! Well done on all the OPs this year, and here's looking forward to 2016. Have a great day!0
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Number 1 here with a final total overpayment since last time of £7138, bring the total for the year to £19,550, I think.
Thank you lomcevak for running this thread and keeping track for us all.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
Hi newgirly here mfw no. 21 with a final update for 2015 of £1175 making a total for the year of £20, 011 I think, many thanks for all your hard work this year, it is appreciated.MFW 67 - Finally mortgage free! 💙😁0
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number 9
Please could you correct november as I calculated it incorrectly last month
Nov-£1199.63
And my december op's total £741.79
Target met for 2015!
Thanks for all the motivation and updating the spreadsheet0 -
Spreadsheet updated - I thought that £700k would be a stretch, but then came diamondsonly and apple muncher with some enormous OPs and ... we're there! As of right now the total OPs stand at an amazing £700,575.86
If I now say £750k, are more amazing OPs going to suddenly appear...?!?
newgirly, I think I must be missing an OP somewhere as I have you on £18,783.46 at the moment - either way, it's a very impressive year of OPs!
2016 thread is open in case anyone hasn't seen it, please sign up there0 -
Right last one for me this year.
#120 and just £150 this December
I only got to 51% for my target but hopefully will smash it next year.
Good luck everyone and Happy New Year.Aim to be mortgage free by 2017
MFW 2016 overpayments here we go again £10000
:T:T:T:T:T0
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