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2015 mfw

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Comments

  • purplevamp
    purplevamp Posts: 10,729 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just made an OP of £650 :j. That's it for me for this year, just short of my target, but as I started in April I'm happy with this.

    Can't wait to start OPing again in the New Year, bring it on!!

    Hope everyone had a good Christmas and have a very Happy and rich New Year :beer:


    #108 £650
    Mortgage: Was: £154,495 Oct 2039 Now: £81,810.42 May 2037
    Swagbucks ~ £155 (2024 ~ £395)
    Surveys ~ £167.59 (2024 ~ £280.14)
    Make £2025 in 2025 #5 ~ £1,406.55 ~ (2024 ~ £2,561.04)
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    edited 30 December 2015 at 11:43PM
    Yorkielass #83 reporting a final total of:
    £2,882.06

    Regular overpayment then some extra I've got together to take it as close to the most I'm allowed to overpay this year as I could.

    About £13000 in total this year - pleased with that.

    Thanks for running the thread this year.
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
  • fluffysox
    fluffysox Posts: 1,060 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Merry Christmas and Happy New Year to all.
    Sorry not updated in ages.
    It has been a busy year. We sold our house and bought a bigger one :beer: with a bigger mortgage. Twice what we borrowed on our first house and four times what we still owed :eek:
    Rather than making overpayments, once we knew we were under offer and moving we just saved up.
    By saving we had cash to do repairs etc when we moved in.
    However we did overpay at least another 1000 and saved at least another 2000 so I'm satisfied we met our £4000 target for the year in one way or another.
    For a while our money will be taken up with renovations so will not join 2016 challenge for now. But may see you later in the year. Good luck to all
    2016 MFW OPd £2000, 2015 MFW OPd 3000 then bought new bigger house with bigger mortgage.
    MFW OPd 2014 £2000 2013 £9700 2012 £2848.39 2011 £2509.58 2010 £11000 2009 £112002008 £4939 :D
    Beautiful boys born May 2011 and October 2013 :)
  • froddington
    froddington Posts: 6,697 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No 3 reporting a final OP of £250 for December :D

    Target reached!

    Thanks Lomcevak for all your hard work. :T

    Well done everyone for a fantastic amount of OPs this year.

    Here's to another great year in 2016.

    See you all on the new thread.
    "There's only one way of life and that's your own" - Levellers

    "I'm feeling like a Monday but someday I'll be Saturday night" - Bon Jovi
  • Final post for December 2015 and the challenge. Overall i've fallen a bit short of my goal, but it was a very ambitious target and i'm very pleased with progress this year.

    Number 76 reporting OP's for Dec at £610.27. Giving an overall total of £5699.01.

    All the best everyone.
    MFW: Was: £136,000.......Now: £47,736.58......
  • Number 77 checking in with an op of £749.22 for December bringing this year's total to £10,230.37. :D Pretty close to my £11,000 target so I'm happy with that.

    Thanks so much for keeping this going Lomcevak.

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Hi everybody,

    Popping on with my over payment for December

    # 137 749.97gbp

    Total for 2015 31880.83gbp

    My thanks to Lomcevak for all your work this year.

    Well done everybody for the progress you've each made this year, and all the best for 2016
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy New Year, everybody :D

    Spreadsheet updated, we've collectively managed an amazing £708,686.38 for 2015, well done everybody. I'll come by with a final update or two over the next days for anybody who hasn't updated December yet.

    And now, to 2016, where OPs are already being made :)
  • Wirenth
    Wirenth Posts: 899 Forumite
    Happy New Year Lomcevak!

    My December savings 'OP' was £647.
    Good, clean fun.... :D
    MFW #11 2015 £7657 / £8880
  • Happy new year everyone, no 100 made my last December overpayment a few days ago for £130, making my total for December to £630 x
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