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2015 mfw

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  • 2015 total op of £4229.71 for number 63 :j
    MFW OP's 2017 #101 £829.32/£5000
    MFiT-T4 - #46 £0/£45k to reduce mortgage total
    04/16 Mortgage start £153,892.45
    MFW 2015 #63 £4229.71/£3000 - old Mortgage
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just a quick spreadsheet update, more soon - in the middle of a fairly horrendous couple of weeks of work at the moment, one of my very big clients is running at more than double the volumes they told us to expect over the Christmas period and the system I built for them is creaking at the seams. We're just about hanging on by our fingertips but it's been a 24/7 job to keep hanging on over the last week. Great for them, a bit rubbish for me :)

    It'll all wind down in the next day or two and I can collapse on the sofa with a G&T. Off to the office again now, but didn't want to leave it too long without an update.

    Well done to everyone who has updated and reached targets, and norfolkdream please do consider signing up again for 2016 - as Kerfuffle says, it's very motivational for everyone else to see someone get over the finishing line
  • cookie9
    cookie9 Posts: 764 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Massive thank you to Lomcevak for all the hard work updating the spreadsheet. Hope you get a good break once things settle down in work.


    Number 91 reporting Op of £443.


    May move money around to make a last minute OP to bring me up to target.


    Thanks to OPs LTV now below 50% - mostly thanks to revaluation but without the Ops it would be above 50%. great to feel I own more than the bank.


    Norkfolkdream - please join to 2016 as it is always a thrill to see someone become MF rather than MFW!
    MFW 91 op 2014 £410/1000
    MFW 91 op 2015 £4051/4000
    MFW 91 op 2016 £4040/4000
    MFW 91 op 2017 £812/4500
  • No. 23 checking in with a long overdue update...

    June £1350
    July £1250
    August £1750
    September £1000
    October £1812
    November £2425
    December £1000

    2015 was the year that we paid off the Further Advance (£106,190 in 7.5 years) :j

    Thanks Lomcevak :beer:

    MWC
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • No 82 made a payment of £75.00, total for December is now £175. Thanks Lomcevak :beer:
    MFW 2014 #82 £2000 / £2000 MFW 2015 #82 £1200 / £1000
    MFW 2016 #82 £1200 / £1000 MFW 2017 #82 £2350 / £2000
  • Sundaysgirl
    Sundaysgirl Posts: 1,096 Forumite
    1,000 Posts Combo Breaker
    Hi Lomcevak, hope work gets better for you soon!

    I've not had a chance to catch up on the thread but off on hols until the new year so wanted to update: I OP'd an xetra £2,641.37 this month, taking me to £2,662.57 for December and £20,000.42 for the year.


    Good luck all - final push now!!

    Thanks Lomcevak for keeping the thread going. If you are so kind as to run a 2016 thread please consider me in and with the same number if possible!

    #123
    MFW 2017 #123 2018: £1,852.64/£39,200 (4.7%)
  • Durban
    Durban Posts: 485 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    # 97 here with a £350 overpayment for December.
    Last overpayment for the year and I am over my target by £445.
    Please count me in for next year same number.
    Many thanks indeed Lomcevak and Merry Christmas to you all
  • VoucherMan
    VoucherMan Posts: 2,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Time for a final update.

    As expected, I failed to reach my target, but still, I did better than I expected.

    To bring my ops up to date: No.13

    October £1250
    November £250
    December £1750

    Thanks again to Lomcevak for helping us all to keep on track.

    Too much spending next year to make any decent ops, but hopefully back in 2017. I'm signing up for the MFIT T4, and I'm determined to clear the mortgage before it finishes. :cool:
  • cookie9
    cookie9 Posts: 764 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    No 91 with additional OP of 300 making December total now 733.
    MFW 91 op 2014 £410/1000
    MFW 91 op 2015 £4051/4000
    MFW 91 op 2016 £4040/4000
    MFW 91 op 2017 £812/4500
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Little spreadsheet update to get up to date - we've just passed the £650k point too. Getting to £700k might be a stretch as we've only got a week left but who knows :D

    Well done to muddywhitechicken for clearing the additional advance, that's an amazing amount to get rid of in 7.5 years. And well done cookie9 for getting under 50%, we passed that milestone this year as well thanks to OPs, and it does feel like a tipping point

    sundaysgirl - well done on reaching £20k, I think I must have missed an entry though as I have you on £19,430.42 at the moment.

    2016 thread to follow shortly :)
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