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Pay ALL your debt off by Xmas 2015!

16768707273301

Comments

  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    edited 11 January 2015 at 2:29PM
    #174 Checking in after a dramatic week at Sea!

    Terrible weather but had some great catches so will pay some debt off when invoices clear in a week or too. We took out the bigger boat this week (pic below)

    Hope your all ok
    The Skipper

    bfi-00o-10z_zps578a37bf.jpg
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • N0: 51

    Another payment of £34.28 rounding off oddments making total of
    £713.95 / £3878 = 18.41%


    Biggest CC bal transferred to 0% now!


    :T
  • Another £52.38 for me total below thanks
    Debt Free by 2016
    NUMBER 46 £2613/£7324


    CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
    Mortgage £11,000 :j
  • Selling seems to take me forever, photograph it, write the blurb, pack it, weigh it. Is there a quicker wa,y as in can I list 3 items at a time or something. And Auction or Buy Now which do people find best. I sell stuff but I'm so slow it must work out at only about £5 an hour.
    Debt Free by 2016
    NUMBER 46 £2613/£7324


    CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
    Mortgage £11,000 :j
  • Selling seems to take me forever, photograph it, write the blurb, pack it, weigh it. Is there a quicker wa,y as in can I list 3 items at a time or something. And Auction or Buy Now which do people find best. I sell stuff but I'm so slow it must work out at only about £5 an hour.

    It takes me ages too. I tend to guess the postage band though and I don't pack anything til I at least have a bid. Mist of the time my *ahem* treasures don't sell and I get fed up and put them in the charity bag :o

    I'm not sure it's worth the bother
    10lb to lose & keep off in 20204.5lb/10lb:rotfl:
  • 108 checking in.


    More payments today - now paid£1660.53/£9139.48.
  • BritAbroad wrote: »
    108 checking in.


    More payments today - now paid£1660.53/£9139.48.

    If you don't mind me asking, where are you abroad? Do you get paid in £ or local currency and then convert?
  • GunWharf wrote: »
    #174 Checking in after a dramatic week at Sea!

    Terrible weather but had some great catches so will pay some debt off when invoices clear in a week or too. We took out the bigger boat this week (pic below)

    Hope your all ok
    The Skipper

    bfi-00o-10z_zps578a37bf.jpg

    Lovely photo! Must be wet and wild out there at the moment.
  • lynneee wrote: »
    I hate meal planning as such, it seems crazy to say next Monday I will feel like eating...cos I never do and always change my mind! So my freezer is my most helpful tool in my quest to keep my costs down. (Family of 5, monthly food bill of about £250). I freeze as much as I can to keep waste to a minimum. I only do a big shop about once every 3 or 4 weeks, spending £150, with small top up shops for fruit and veg and bread and milk totalling £100 ish. The less often I go to the shops, the less I spend. I used to spend about double what I spend now, so it works for me. I also ensure that any left overs are saved for another meal, e.g. spag bol mince ends up as a jacket potato filling the next day etc. No idea if this will be useful for you but it's just what works for me! :)

    We live out of the Hairy Dieters cook book, there are a few recipes in there which we will ALWAYS feel like having. The chilli and ginger salmon is our favourite, and doesn't take long at all... mmmmmm :rotfl:
  • Pepperoni
    Pepperoni Posts: 461 Forumite
    Debt-free and Proud!
    Ruthy1604 wrote: »
    It takes me ages too. I tend to guess the postage band though and I don't pack anything til I at least have a bid. Mist of the time my *ahem* treasures don't sell and I get fed up and put them in the charity bag :o

    I'm not sure it's worth the bother

    This is how I feel.

    We usually end up taking clothes to cash for clothes...
    • [STRIKE]Credit Card: £2,989 / £2,989[/STRIKE]
    • Bank Loan: £12,000 / £14,000
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