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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Pay ALL your debt off by Xmas 2015!
Comments
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One payment down, and one credit card cleared

Waiting eagerly for payday so I can pay more off... 10 days and counting!
#121 £59.11/£2500 2%0 -
this year i'm aiming to
- shut down 1 of 2 unused current accounts (need to save one cos some places dont accept maestro cards only visa debit, and my main account is a maestro:mad:)
- close down my catalogue account (no balance but i always keep it 'just in case')
- reduce my overdraft limit, its currently quite high!
- reduce my monthly outgoings!0 -
#125 £201.71/£4000.00 :j
With the help of these boards I'm determined to reach my targets this year :A
***I LOVE, LOVE, LOVE YNAB***
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Is it too late to join in? I want to pay off all of my debt this year - so £14457 in total on 2 CC's a loan and an OD! I know I can do it!!!
Hi there Judi! You're number 123, nice and easy to remember!Brightspark87 wrote: »I would love to join. Gives me something to aim for in a big way!
You're number 124, let me know a target whenever you're ready :Tmy first update.
#150 £141/£8663.
I thought I had been added to the first page but don't seem to be there now.
thankyou.
You're still on the spreadsheet, I've just messed up the last copy & paste! You'll be back on there shortly
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Could I join in please
Aiming to clear £4000.00 this year 
Of course
Number 125.And we're eventually off the starting blocks .... 1st payment made!!! Haven't got the heart to add on the £3200 I've just borrowed off parents to buy new car, lol! Tackling the old debts first.
How much are you off the starting blocks by? :beer:0 -
Quick check in - keep it up everyone! We're past the £60,000 barrier already, due in no small part to Duke 848's antics :rotfl: There are loads of us counting down the days to payday, it's been a very long month. Keep going, don't let it come off the rails, and we'll be back in business before you know it.0
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PLEASSSEEEEE Can I join. I stupidly joined last year whilst I was on maternity leave so didnt pay anything off!
In a much better financial place this year to be able to get the ball rolling.
Jointly we owe just around £23k
Hoping to pay off £15k by xmas
January
Paid £918/£15000 = 6.12%0 -
wow. anyone else often do a monthly bbudget and then think to themselves, where does all that spare cash go??!?!?!
in my case, probably on takeaways.... but hey, at least i can keep an eye on it now:eek::eek:0 -
wow. anyone else often do a monthly bbudget and then think to themselves, where does all that spare cash go??!?!?!
in my case, probably on takeaways.... but hey, at least i can keep an eye on it now:eek::eek:
All the time! I've just redone mine to incorporate my new savings pots, and given myself a new limit of spending money per month... should be interesting!
lol. I used to spend what ever was left, but not anymore!
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Evening All
#93 Here
Todays progress is:
£926.62 / £15,000 6.18%“What you're supposed to do when you don't like a thing is change it. If you can't change it, change the way you think about it. Don't complain.” ― Maya AngelouPayoff some debt by xmas 2015
#93 £943.65 / £15000:santa2:0
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