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Pay ALL your debt off by Xmas 2015!

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Comments

  • sarahc4536
    sarahc4536 Posts: 29 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    edited 10 January 2015 at 12:39PM
    One payment down, and one credit card cleared :)

    Waiting eagerly for payday so I can pay more off... 10 days and counting!

    #121 £59.11/£2500 2%
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    this year i'm aiming to

    - shut down 1 of 2 unused current accounts (need to save one cos some places dont accept maestro cards only visa debit, and my main account is a maestro:mad:)
    - close down my catalogue account (no balance but i always keep it 'just in case')
    - reduce my overdraft limit, its currently quite high!
    - reduce my monthly outgoings!
  • Kelxx
    Kelxx Posts: 103 Forumite
    edited 11 January 2015 at 12:42AM
    #125 £201.71/£4000.00 :j

    With the help of these boards I'm determined to reach my targets this year :A
    :heart:***I LOVE, LOVE, LOVE YNAB***:heart:

  • judi24 wrote: »
    Is it too late to join in? I want to pay off all of my debt this year - so £14457 in total on 2 CC's a loan and an OD! I know I can do it!!!

    Hi there Judi! You're number 123, nice and easy to remember!
    I would love to join. Gives me something to aim for in a big way!

    You're number 124, let me know a target whenever you're ready :T
    greenanne wrote: »
    my first update.
    #150 £141/£8663.
    I thought I had been added to the first page but don't seem to be there now.
    thankyou.


    You're still on the spreadsheet, I've just messed up the last copy & paste! You'll be back on there shortly ;)
  • Kelxx wrote: »
    Could I join in please :) Aiming to clear £4000.00 this year :)

    Of course :) Number 125.
    ali_bf wrote: »
    And we're eventually off the starting blocks .... 1st payment made!!! Haven't got the heart to add on the £3200 I've just borrowed off parents to buy new car, lol! Tackling the old debts first.

    How much are you off the starting blocks by? :beer:
  • Quick check in - keep it up everyone! We're past the £60,000 barrier already, due in no small part to Duke 848's antics :rotfl: There are loads of us counting down the days to payday, it's been a very long month. Keep going, don't let it come off the rails, and we'll be back in business before you know it.
  • minmac
    minmac Posts: 85 Forumite
    PLEASSSEEEEE Can I join. I stupidly joined last year whilst I was on maternity leave so didnt pay anything off!
    In a much better financial place this year to be able to get the ball rolling.
    Jointly we owe just around £23k

    Hoping to pay off £15k by xmas

    January

    Paid £918/£15000 = 6.12%
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    wow. anyone else often do a monthly bbudget and then think to themselves, where does all that spare cash go??!?!?!

    in my case, probably on takeaways.... but hey, at least i can keep an eye on it now:eek::eek:
  • amr547 wrote: »
    wow. anyone else often do a monthly bbudget and then think to themselves, where does all that spare cash go??!?!?!

    in my case, probably on takeaways.... but hey, at least i can keep an eye on it now:eek::eek:

    All the time! I've just redone mine to incorporate my new savings pots, and given myself a new limit of spending money per month... should be interesting! :) lol. I used to spend what ever was left, but not anymore! :)
  • Evening All

    #93 Here

    Todays progress is:

    £926.62 / £15,000 6.18%
    “What you're supposed to do when you don't like a thing is change it. If you can't change it, change the way you think about it. Don't complain.”Maya Angelou
    Payoff some debt by xmas 2015
    #93 £943.65 / £15000:santa2:
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