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Pay ALL your debt off by Xmas 2015!

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Comments

  • Duke_848
    Duke_848 Posts: 26 Forumite
    Been a busy couple of days since starting this challenge. I have pretty much emptied my rainy day fund to make an impact on my debt. Even though it's a scary thought seeing the savings total go down to zero it's a great psychological boost to see the debt amount go in the right direction. So with that in mind -

    #119 - Paid £19,025/£42,908 (44% paid):j
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Epic pay off !! Need to update you sig.
  • ali_bf
    ali_bf Posts: 99 Forumite
    I'm also tackling the lowest balance debt first. Makes me feel as though I'm getting somewhere when I see the list of people I owe reduce haha!
    #171
    Argos 138 / 842 Halifax 24 / 2418, Virgin 41 / 4500, Barclaycard 170 / 7359, Tesco 25 / 1362, Tesco / 852, Loan 250 / 1750, Next 52 / 750, [STRIKE]Studio 30/30[/STRIKE] [STRIKE]overdraft 640/640[/STRIKE]
    Total paid off £1360 / £20223
  • freightexec2009
    freightexec2009 Posts: 364 Forumite
    Part of the Furniture Combo Breaker
    edited 8 January 2015 at 11:09AM
    :j Duke 848 WOW that's amazing, well done!

    It's so motivating to see people chipping away at their debts.

    I made a little dent today, managed to tweak my Sky bill with some small offers for the next 3 months - split with OH £9.45 each. Even considering ditching it as the bill is really an expensive luxury!

    #120 £159.45/£5144.09

    Happy Thursday everyone X
  • Pepperoni
    Pepperoni Posts: 461 Forumite
    Debt-free and Proud!
    Duke - wise move I think, well done!
    • [STRIKE]Credit Card: £2,989 / £2,989[/STRIKE]
    • Bank Loan: £12,000 / £14,000
  • # 72 £178 / 2733

    Just made a payment to my Luma CC; I have been getting a bit confused with payments made and interest added etc so will update whenever I check current balances rather than just payments made if that makes sense?!
    DFBXmas 2015 £1933 / £2733

    Barclaycard £800 - Luma £0 - Next £0
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ahhh payday is so long away - 18 days. I want to finish my debt and start saving mehhhhh
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Mat you are so close. Bit of patience. Those 18 days will fly by :D

    Payment from me today of £60. Total now

    #87 £142/£4,827.56 or 2.94%
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Pepperoni
    Pepperoni Posts: 461 Forumite
    Debt-free and Proud!
    Mat_Lock - love that. The first payment to 'savings' is going to be exciting! I can't wait for us to be in your position!
    • [STRIKE]Credit Card: £2,989 / £2,989[/STRIKE]
    • Bank Loan: £12,000 / £14,000
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    starnac wrote: »
    Mat you are so close. Bit of patience. Those 18 days will fly by :D

    Payment from me today of £60. Total now

    #87 £142/£4,827.56 or 2.94%

    Too much of an eager beaver me haha
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