Pay ALL your debt off by Xmas 2015!

Sandypan

Been online again and can't seem to work out the differences in my balance and theirs, will have to go in and speak to them I think!! But while I was on there I checked out some past balances and thought I would share them with you for motivation purposes.


January 13 - £59,979.78 balance / interest paid £1,215.75
January 15 - £22,243.07 balance / interest paid £3.05
Overpayments made to date £31,963.01
Initial final payment date NOV 21, Predicted date now Dec 15


It has been tough, although I earn a good salary until I had my LB moment we were wasting a lot of it. Since I have discovered ML and this site and forum I have had a massive weight lifted off my shoulders and can finally see a light at the end of the tunnel.

DD265

I still don't seem to have a number so I'm going to pick one if that's OK and go for 265

#265 - £249.89/£5483.57

So that's with one (smaller min payment) direct debit and then an over payment of £100 from items I've sold thus far. My second direct debit (over payment of £150 to the card with the smaller balance) should go out on Monday.

Looks like I might get one of the cards paid off by the end of January which would be brilliant!

GunWharf

#174

Just a little £58 off the secured loan as the DD gone out

£1068 / 19,376

kkkkkkk

amr547

So much for closing those unused bank accounts this week! I could not be bothered:mad: they don't exactly make it easy

Ruthy1604

Hi PabloSammy


My target is £2352.84 to Debt Freedom - I hope to be paid off by June


I'm currently at:


Number 54 £221.85/2352.84 9.4%


Thanks

StressedSteph

Oooooh sign me up please.

This should be my last debt busting year with a hefty £10,600 left to pay off. I managed 9.5k in 2014 and I know ALOT more now than i did in January 2014, so hope I can squeeze out that extra 1k to get it all gone this year.

So please sign me up for 10.6k.

Thanks loads

chocoholicqueen

Another £80 paid off today :j

#55 £366.94/£10,000

Kittycat1981

Hey all x Ive just made another payment - only £35 this time.

Total paid off for January 2015 so far is £710

I am hoping my ebay selling continues going well over the next week, made £84 so far. That will be added as an overpayment on our bank loan

Signature updated

Ive had 4x NSD too - mainly because i haven't been anywhere - enjoying my last few days doing sod all before going back to work next week.

chesterroo

Sorry a newbie here and after some opinions.

I won't be paying any more of my debts now until I get paid at the end of the month as I paid them last at the end of December when I was paid.

So would Januarys payments for this challenge be from my wages I get paid at the end of the month or for the money I have for the month that I got paid at the end of December??

Does that even make sense lol

blackberrycurved_2

Happy New Year
I am feeling strangely confident that I'm going to d o it this year.