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Pay ALL your debt off by Xmas 2015!

14344464849301

Comments

  • Pablosammy
    Pablosammy Posts: 566 Forumite
    Afternoon all you gorgeous lot !!

    I have just got rid of a lil old credit card and cancelled the account completely, so hopefully I will be rid of the other credit card by the spring ..

    Can you update #31£963.55/£3250 Pablosmammy please, your doing an amazing job xx

    Thank you! And massive well done! It's a great feeling making that phone call to cancel the card, good luck with the rest of the challenge :T
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hey all

    Hope everyone had a great New Years eve and ready to smash 2015 !!

    I had my little catchup with my pal and discussed options with regards to mortgages. Still baffles me but am a bit clearer in knowing what to look out for, how much it might all cost with fees etc.

    Looks like it's going to be a long process which in anyway means I can start saving more and more to the deposit.

    Kept my spending down so far but it's a long way until 26th Jan. Had to buy a new kitty litter tray yesterday and cat litter isn't cheap either. Got a change of oil in the car too so spent about £100 this week. Got a few birthdays and events this month too. Just don't want to spend on any credit cards if I can. £250 left and it just sits there I wish I could just get rid of it now
  • Pepperoni
    Pepperoni Posts: 461 Forumite
    Debt-free and Proud!
    Managed to move some money around and have allocated £15.61 to the debt! Will raid the penny's etc later to see if I can make that more of a round number :rotfl:
    • [STRIKE]Credit Card: £2,989 / £2,989[/STRIKE]
    • Bank Loan: £12,000 / £14,000
  • Sandypan
    Sandypan Posts: 252 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    edited 2 January 2015 at 3:11PM
    Afternoon everybody and Happy 2015


    Just checked bank and mortgage statements and overpayment of £1500 has gone out today so officially off the marks! Got to go back and have another look at it now though because when I've checked it against my totals it doesn't balance, in their favour though and not mine!!


    #07 £1500/£21,992.92
    DF by Christmas 2014 #78 £18,964.15/£15,000
    DF by Christmas 2015 #07 £16,500/£21,992.92
    DF by Christmas 2016 #42 £4570/£4,500
    CC and loan debt at it's worst April 07 - £54,489 plus
    27/01/14 Officially Debt Free - except mortgage which I'm working on!
    26/02/16 mortgage free
  • elleJay42
    elleJay42 Posts: 165 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Hello, happy new year everyone!


    A small payment for me but it's a start


    #050 £100/£4544 (2.2%)


    Would have been more but I couldn't get my timesheet in on time last week. Next week should be a nice big payment with my double wage though! :)
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £3342 / £3500 (95.4%)

    HTB ISA - £0 withdrawn for house purchase! :D
    Wedding Fund £2550 / £5000
  • traveller
    traveller Posts: 1,506 Forumite
    Hi everyone. First payment of the year :j NO.06 reporting I've paid 552.00 off of my debt. Still have my eye on the prize of debt freedom at the end of August :T
    :A Your Always in my heart, you never ever will be forgotten-9/9/14:heart2:
  • Pablosammy
    Pablosammy Posts: 566 Forumite
    Mat_Lock wrote: »
    Hey all

    Hope everyone had a great New Years eve and ready to smash 2015 !!

    I had my little catchup with my pal and discussed options with regards to mortgages. Still baffles me but am a bit clearer in knowing what to look out for, how much it might all cost with fees etc.

    Looks like it's going to be a long process which in anyway means I can start saving more and more to the deposit.

    Kept my spending down so far but it's a long way until 26th Jan. Had to buy a new kitty litter tray yesterday and cat litter isn't cheap either. Got a change of oil in the car too so spent about £100 this week. Got a few birthdays and events this month too. Just don't want to spend on any credit cards if I can. £250 left and it just sits there I wish I could just get rid of it now

    RESIST THE EVIL CC! :rotfl:

    Some more good payments above, we're FLYING! :A
  • Philae_2
    Philae_2 Posts: 38 Forumite
    Hi everyone,

    DD day so another 135.28 paid off, which means

    #68 157.41 / 3587.86 4.39%

    I'm aiming to get another £50 off the debt before I get paid at the end of the month. I'm pretty close to payout on a few survey sites / SB so hopefully I'll be able to do it :)
    Debt Free By Xmas 2015 #68: 265.49/3587.86 7.40%
    Wedding Savings - 0/£5,000
    Goals:
    Make £5 a day Jan - 25.44/155 Jan NSD 10/20
    Sell £1,500: 41.14/1500 2.74% Roadkill Rebel #9:
  • Aphidgirl
    Aphidgirl Posts: 431 Forumite
    Sixth Anniversary Combo Breaker Debt-free and Proud!
    Afternoon all,

    I'm finally off the starting blocks with payments totalling £218 leaving the account today. More to follow in the next few days. Sadly I'll only be making the minimum payments this month thanks to overspending on Christmas presents. Oh well, at least I didn't use a credit card to pay for them!

    #009 £218/4683 (4%)
    Starting 2016 debt-free :D
    Emergency Fund: £350/£1000
  • #91 (I think!) here checking in :)

    I have made a couple of BIG payments to my cards. I've decided to put the whole amount up instead of the £10000 as it's just too confusing to work out how much I've paid off :rotfl: Sorry pablosammy, could you please update mine to:

    #91 £835.22/£17557.13 (5%) :T:T:T :j:j:j
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