Pay ALL your debt off by Xmas 2015!

ackonic

hello everyone - can I join too :-)


Bit of a reality check for me today... My total debt is £17,656.70 broken down as follows...
loan - £5,569.28 - fixed for another 38 months
c/c - £2,742.94 - 0% until August 2015
c/c - £8,774.98 - some 0% some not...
catalogue - £569.50 - 0% until oct 2015


Really want to make a massive dip in this but I think clearing everything is a bit too much to ask....so I would like to have my target of £5,000 please


Thanks :-)

Pablosammy

Wow! Loads of newbies, lots of old bees, and a plethora (I love that word) of payments already. Together, we've already past the £10,000 and it's not even 2015 yet! Well done everyone!

It's a beautiful frosty blue-sky day, there are robins in the trees, and the front page should now be fully up to date. New members should have numbers now, and all payments should be recorded. Let me know if I've made a mistake or inadvertently left you off.

There are far too many posts to reply to individually, but to answer many of the questions in one go... it's completely up to you how you want to use this thread. If you want to give one update at the end of the year, or at the other end of the scale (i.e. you're Fmess :rotfl:) and want to update every day, both are fine. The only rule is that we all support each other.

ONLY 361 SLEEPS UNTIL CHRISTMAS!!!

Philae_2

Minimum payments on my cards done, so £22.13 paid off.

#68: 22.13/3587.86 0.6%

Roll on payday so I can make a proper payment!

archery

this thread helps a great deal with my debt reduction, can you add
me to the 2015 challenge please with a target of £15000


many thanks

Lolly88

I'd like to join please. I have a total debt of £1800 which I want to clear next year.

Pablosammy

archery wrote: »

this thread helps a great deal with my debt reduction, can you add
me to the 2015 challenge please with a target of £15000


many thanks

Lolly88 wrote: »

I'd like to join please. I have a total debt of £1800 which I want to clear next year.

Welcome both Number 79 and 80 for you two

Fmess

Pablosammy wrote: »

There are far too many posts to reply to individually, but to answer many of the questions in one go... it's completely up to you how you want to use this thread. If you want to give one update at the end of the year, or at the other end of the scale (i.e. you're Fmess :rotfl:) and want to update every day, both are fine. The only rule is that we all support each other.

Oh dear, my obsession with making as many payments as possible has been noticed already


I've got another update for you! (sorry!) I don't think I'll have any more for a while now.


#017 £466.39/£4842

BodieGirl

#72 £60 / £2733

Just paid £60 to Capital One :j

chocoholicqueen

I've made my first lot of payments :j

#55 £286.94/£10,000

Feels good to finally start paying it off, i'm also decluttering at the moment so my pile for selling is getting bigger by the minute. Unfortunately i've also just discovered some mould, we've had the problem on and off for a few years so looks like i'm going to have to buy a dehumidifier as we have tried the special paint and airing the room. Think i will need to shift some money around or find a BNPL deal.

Pablosammy

Fmess wrote: »

Oh dear, my obsession with making as many payments as possible has been noticed already


I've got another update for you! (sorry!) I don't think I'll have any more for a while now.


#017 £466.39/£4842

:rotfl: Don't be sorry, keep those payments coming!

BodieGirl wrote: »

#72 £60 / £2733

Just paid £60 to Capital One :j

chocoholicqueen wrote: »

I've made my first lot of payments :j

#55 £286.94/£10,000

Feels good to finally start paying it off, i'm also decluttering at the moment so my pile for selling is getting bigger by the minute. Unfortunately i've also just discovered some mould, we've had the problem on and off for a few years so looks like i'm going to have to buy a dehumidifier as we have tried the special paint and airing the room. Think i will need to shift some money around or find a BNPL deal.

Well done on the payments guys! Both off the mark.

How about trying something like this before buying a dehumidifier...

http://www.amazon.co.uk/Unibond-450g-Humidity-Absorber-Device/dp/B0052CUX76#customerReviews

Only comes with one tab, but refills are only a fiver and last three months or so. It'll definitely be a lot cheaper than a dehumidifier anyway, and might just do the job.