Pay ALL your debt off by Xmas 2015!

Pablosammy

Afternoon all!

Sorry for the leave of absence. It's been an anxious time in the Pablo household, with our tenancy unexpectedly coming towards its end and us really struggling to find a suitable replacement.

Well, we found a place. It's a bit more expensive than our current place (not compared to you Southern types, of course!), but it has MUCH more space, including three actual double bedrooms, a separate study and utility room, and a big detached garage that you can actually get a normal sized car into... you can even open the car door once you're in! Not too pricey too, all things considered, as we're in cheapo Lancashire .

In addition to that, it's been job appraisal time (successful, too... should get enough of a payrise to nearly cover the extra rent) and my cousin got married (somewhat inconsiderately, a 6hr drive away in Suffolk!). All in all, it's been a busy few weeks.

So apologies again for the lack of updates, but standby... give me 20 minutes or so and it should all be up to date again!

Pablosammy

sirloyneofcowes wrote: »

OK, I know that I don't post on here too often, but when I do I read through, to see how other people are doing. I am proud to be part of a community that is making great progress with getting debt free...

Now for my good news, after a lot of time focussing on the problems that I have, and getting my head out of the sand, I can now happily say that following a really, really dark period of my life, I have finally performed another great escape.

I am now 100% known debt free, as I made the last payment today.

That's £5,467.85 paid off in 18 months... and I've now got myself a savings account with some money saved in it too

Life is awesome and thank you all for the support that you give each other. You are all absolutely awesome too :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

Well done! Shame you're done, you had the best name on the forum :rotfl: Here's your medal...

:T:beer::j:T:beer::j:T:beer::j



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WelshKitty85 wrote: »

Hi everyone!

Sorry I haven't posted in a while, but I am very pleased to be back and able to report that I have reached my target of paying £5105.43 off my debt!

ETA: I'm not sure why or when my original target figure changed - I think I added up my debts incorrectly early on - but they are definitely paid in full!

Congrats to you too!

Here's your sexy medal...

:T:beer::j:T:beer::j:T:beer::j



:T:beer::j:T:beer::j:T:beer::j

jojitsui wrote: »

Hi all, I know I am 6 months too late but please can I join? I have £3554.03 I need to pay off. It is going to be a challenge for me as I have very little disposable income. Thanks

I hope you're still here, sorry for ignoring you. I've been away You're number 187, good luck!

Pablosammy

greensalad wrote: »

I've dropped the ball on this challenge a bit. Not in terms of not paying stuff off, just that I haven't been a regular on the thread.

I wonder if pablosammy might allow me to update my total and target?

I've dug back through my diary and worked out that at the beginning of December, I owed £6700 in total.

That didn't reflect the amount I started the challenge with as I didn't feel I'd be able to pay it off.

However, things happened and I was able to pay off quite a large chunk of debt. Therefore, it's only right that I should have updated my target to reflect my FULL debt and try to pay that off entirely in 2015.

So I've worked out that by January, I had a debt of £6700. I wonder if pablosammy would allow me to update my challenge target to that?

Since then, I've paid off £3538.85.

So would you update my amount to be £3538.85 of £6700? (#32)

Of course you can! Well done for the payments so far.



Quick update from me too... my routine loan and student loan payments have gone out, which takes my yearly total to...

#41 £12,140.54/£15,000.00 80.9%

No overpayments this month, as I need to find around a grand for the rental deposit and fees

astrid35

#5 £3693.17/£4405.82 (83.8%)

Pidge_jen

Car payment has come out and I have reached 80% of my target! Yay! :j
Hope everyone else is doing well, I'm off on holiday in 3 weeks, can't wait, and I've finally finished and passed my degree - onwards and upwards!

chocolatebum

another wee amount for me now at

#184 £85/£2450

twiggy86

Number 49 checking in as pay day yesterday!

#49 £4,869.64/£5,000

abba1772

Paid £170 off my catalogue hoping to clear this next week as it has a balance of £120 remaining

Brings my total to £5319.86 / £6000

amr547

Just heard that work are moving the payday to three days later than the current pay run, how bloody annoying! As if payday doesn't already come slows enough:rotfl: :mad:

Glittery_2

amr547 wrote: »

Ahh and did I mention the rent has gone up £10 pm too... Not much in the grandscheme of things but it is an extra £120 per year to pay out. Urgh. The quicker we can leave the better... It,ll about the same for a mortgage but at least we know it's a fixed price and there's no bloomin house inspections.

Best get frugal, we are quite a way off our target yet...

I feel you on the inspections. So annoying !