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Pay ALL your debt off by Xmas 2015!

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Comments

  • Digging_2
    Digging_2 Posts: 91 Forumite
    A few more direct debits gone to debts. Total paid £295.84 out of my £4200 pledge!:T
    LBM July '15: [STRIKE]£34,867.89[/STRIKE] :mad: £34,077.59 (1% paid) DFD:[STRIKE]Feb 2020[/STRIKE] April 2019 £2 Savers #129: £8 'Extra payment a week': £0
    Wombled: £18.22 GC £200 #185 Aug:£167.98 Sept: £63 Pay off by Xmas'15 : £4200/£790.80(5.3%) House deposit: £5000/£360 (7%) Emergency fund #125: £1000/£30
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    This weekends tasks are to get some of my bills reduced! Some are far far too high......
  • Pablosammy
    Pablosammy Posts: 566 Forumite
    We've just applied for a new rental property to tide us over until we have a deposit for a house. Unfortunately, that's going to be approximately £1,100 in fees and deposit that I would otherwise have put towards my loan. Not to mention the removal costs/van hire...

    On the bright side, I'm going to be able to pay with cash rather than with my credit card (with the fees that entails), which would have been a pipe dream not so long ago. With the exception of the fees and removal costs, most of it should be received back when we buy somewhere, which should help us furnish it when we need to.

    Loads of other stuff at the moment too. Hotel for my cousin's wedding, scuba club annual membership, other bits and bobs. Feeling under siege right now :mad: I do have a few hours of overtime coming up which will help, but it feels a bit relentless.
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    I feel your pain Pablo! When we moved I think it was about £1500 all in. I used my overdraft as it was very much one week between viewing and moving in!
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Got tax credits in today so another £50 to my loan

    £2,732.76/6232.78 aka 43.84%
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Pablosammy
    Pablosammy Posts: 566 Forumite
    Rental fell through... back to square one. I hate renting.
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Pablosammy wrote: »
    Rental fell through... back to square one. I hate renting.

    Oh no, what happened? :(
  • Pablosammy
    Pablosammy Posts: 566 Forumite
    amr547 wrote: »
    Oh no, what happened? :(

    Don't know. Every half decent rental is hotly contested here, nothing stays on for more than a few days. We have a bunny, and only mentioned staying for a year... I imagine someone without a pet and who said they wanted to stay for longer got accepted over us.

    I hate houses - the UK property market is broken beyond belief. I'm going to live in a tent somewhere... :rotfl:
  • better still, just take a sleeping bag to work, and roll it up under your desk while working!
    Mortgage = [STRIKE]£113,495 (May 2009)[/STRIKE] £67462.74 Jun 2019
  • elleJay42
    elleJay42 Posts: 165 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Just another wee update this week, £63 towards the CC


    #050 £2663 / £4544 (58.6%)


    My finances will calm down again once our new flatmate moves in so looking forward to getting back on track with payments in September! Feels like I'm just treading water at the moment
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £3342 / £3500 (95.4%)

    HTB ISA - £0 withdrawn for house purchase! :D
    Wedding Fund £2550 / £5000
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