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Pay ALL your debt off by Xmas 2015!

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Comments

  • Roundthebend_2
    Roundthebend_2 Posts: 170 Forumite
    Cashback Cashier
    Well done Silian!
    £1k emergency fund (#33) £140/£1000 10.4%
    DFBXmas 2015 (#033) £3,328.76/£49,404 6.7% :)
    Sealed Pot Challenger #474 £16.27/£100 target
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I don't think I will be able to complete this by x,as 2015 but wanting to try :) think my det estimation is £5,378.56 if I can join :) cc
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • arc_cutter
    arc_cutter Posts: 82 Forumite
    Hi Can I join. I don't think I can pay it all off this year but I plan to try.


    Total £21197.29


    Thanks
    Andy
    DFXMAS 2015 Total £4893.66 / £21,197.29 /23.08%
    DFXMAS 2016 Total £3783.97 / £17626.13 /21.46%
    DFXMAS 2017 Total £3902.37 / £18927.72 /20.62%
    DFXMAS 2018 Total £4746.36 / £18528.62 /25.62%
    DFXMAS 2019 Total £3650 /£17568.99/20.78%
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I'd like to join please, but I'll work out my total on December 31st if that's okay. I used to be really focussed on clearing debt but I've completely lost track since having our second child, all our debt is 0% and minimum payments paid by direct debit, but overpayments have completely stopped in the last few months and I barely even check our bank account atm so when we changed our mortgage a few months ago I didn't even realise we were still paying the old one too until several weeks later! We were planning to clear it all by this Christmas but I really didn't appreciate how much time having a newborn and a toddler would take up so we've stalled at halfway there. Would be the best Christmas present possible to be clear this time next year.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • the.new.me
    the.new.me Posts: 195 Forumite
    Can i join please debt at £11740 and £220 paid off so far i an hoping this will keep me on track
    Saving for Xmas 2015 #84 £163.00 ~ £365
    SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
    NSD J 19/19 F 7/10
    Lunches to Uni F 6/16
    Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Been avoiding sales thankgoodness but I couldn't resist boxes of Lindt half price:rotfl:

    If I try to be good for the rest of the month and eat up what's in the freezer/cupboard we should be ok and will get back on track on January payday.
  • IrishRose12
    IrishRose12 Posts: 1,794 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 26 December 2014 at 4:24PM
    I'm joining in this one again. Managed to make the halfway point which I'm delighted at.

    AM currently trying to work out my finances ATM. I think I'm going to round it off and plan to clear £1700. That'll give me a bit of room for any emergencies that may arise.

    I'll start afresh instead of carrying last years debt and claim

    £0/£1700
    Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    IrishRose12 wrote: »
    I'm joining in this one again. Managed to make the halfway point which I'm delighted at.

    AM currently trying to work out my finances ATM. I think I'm going to round it off and plan to clear £1700. That'll give me a bit of room for any emergencies that may arise.

    I'll start afresh instead of carrying last years debt and claim

    £0/£1700

    I'm the same. Really bad with numbers so can never figure it out! Gonna contact one of my debtors and see how much I actually owe.
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Another payment for me today so now I'm at

    #017 £386.89/£4842

    Only £17 more to go to make my first monthly target.
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • blackberrycurved_2
    blackberrycurved_2 Posts: 251 Forumite
    Number 46 reporting for duty 3rd year running so I have no idea how my debt keeps getting higher except that maybe this year for the first time I have looked at the whole picture and stopped being in denial. So £9,246 and I am aiming to get rid of at least half and God willing a bit more.
    I'm a freelancer so no regular income and no pay days but I can feel a change coming. Good luck everyone.
    Debt Free by 2016
    NUMBER 46 £2613/£7324

    CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
    Mortgage £11,000 :j
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