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Pay ALL your debt off by Xmas 2015!

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  • Well done Silian!
    £1k emergency fund (#33) £140/£1000 10.4%
    DFBXmas 2015 (#033) £3,328.76/£49,404 6.7% :)
    Sealed Pot Challenger #474 £16.27/£100 target
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I don't think I will be able to complete this by x,as 2015 but wanting to try :) think my det estimation is £5,378.56 if I can join :) cc
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Hi Can I join. I don't think I can pay it all off this year but I plan to try.


    Total £21197.29


    Thanks
    Andy
    DFXMAS 2015 Total £4893.66 / £21,197.29 /23.08%
    DFXMAS 2016 Total £3783.97 / £17626.13 /21.46%
    DFXMAS 2017 Total £3902.37 / £18927.72 /20.62%
    DFXMAS 2018 Total £4746.36 / £18528.62 /25.62%
    DFXMAS 2019 Total £3650 /£17568.99/20.78%
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I'd like to join please, but I'll work out my total on December 31st if that's okay. I used to be really focussed on clearing debt but I've completely lost track since having our second child, all our debt is 0% and minimum payments paid by direct debit, but overpayments have completely stopped in the last few months and I barely even check our bank account atm so when we changed our mortgage a few months ago I didn't even realise we were still paying the old one too until several weeks later! We were planning to clear it all by this Christmas but I really didn't appreciate how much time having a newborn and a toddler would take up so we've stalled at halfway there. Would be the best Christmas present possible to be clear this time next year.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Can i join please debt at £11740 and £220 paid off so far i an hoping this will keep me on track
    Saving for Xmas 2015 #84 £163.00 ~ £365
    SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
    NSD J 19/19 F 7/10
    Lunches to Uni F 6/16
    Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Been avoiding sales thankgoodness but I couldn't resist boxes of Lindt half price:rotfl:

    If I try to be good for the rest of the month and eat up what's in the freezer/cupboard we should be ok and will get back on track on January payday.
  • IrishRose12
    IrishRose12 Posts: 1,790 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 26 December 2014 at 5:24PM
    I'm joining in this one again. Managed to make the halfway point which I'm delighted at.

    AM currently trying to work out my finances ATM. I think I'm going to round it off and plan to clear £1700. That'll give me a bit of room for any emergencies that may arise.

    I'll start afresh instead of carrying last years debt and claim

    £0/£1700
    Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    I'm joining in this one again. Managed to make the halfway point which I'm delighted at.

    AM currently trying to work out my finances ATM. I think I'm going to round it off and plan to clear £1700. That'll give me a bit of room for any emergencies that may arise.

    I'll start afresh instead of carrying last years debt and claim

    £0/£1700

    I'm the same. Really bad with numbers so can never figure it out! Gonna contact one of my debtors and see how much I actually owe.
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Another payment for me today so now I'm at

    #017 £386.89/£4842

    Only £17 more to go to make my first monthly target.
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • Number 46 reporting for duty 3rd year running so I have no idea how my debt keeps getting higher except that maybe this year for the first time I have looked at the whole picture and stopped being in denial. So £9,246 and I am aiming to get rid of at least half and God willing a bit more.
    I'm a freelancer so no regular income and no pay days but I can feel a change coming. Good luck everyone.
    Debt Free by 2016
    NUMBER 46 £2613/£7324


    CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
    Mortgage £11,000 :j
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