We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay ALL your debt off by Xmas 2015!

1230231233235236301

Comments

  • Ccarter
    Ccarter Posts: 149 Forumite
    £120 payment made today :-)

    New total is

    #0027 £3,806.56 / £4,535.13
    Debt free by XMAS 2015 #027
    Barclaycard: £0.00
    Divorce: £0.00 :j
    Kitchen: £0.00 :j
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    £60.00 for tax credit overpayments only 2 more payments to go

    Brings my total to £4251.01 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi, #47 reporting in. No extras paid this month. Only the amounts set up as direct debits. So to date I have paid off £3,889.59.
    I will need to readjust my debt total soon but can't face it right now.
    I don't think June will be much better either, I have a holiday to pay for.
    Will stick at it though. If I take a positive view, I am 4k less in debt than in January, the increase in debt was mostly unavoidable due to miscalculation by tax credits.
    Good luck everyone, you are all so lovely here, it's a great thread.
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Checked my credit card and have had a refund from my holiday I booked for the child flight tax so another £13 knocked off my debt :T brings my total to £4264.01 / £6000

    Every little helps xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    No. 62 here :)

    Cant be making much overpayments this month due to lovely tax credits been cut and I have nursery fees to pay lol

    £2,303.70 / £6,232.78 36.96%
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    On a roll paid my credit card £100 brings my total to £4364.01/£6000 won't be able to make much more payments this month a concentrating on saving spending money for our holiday next month xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Old window loan payment snowballed to last loan owing!! :T


    #87 £4,586.10/£4,827.56 or 94.99%
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Pablosammy
    Pablosammy Posts: 566 Forumite
    Bloody nora, guys. That's been a busy few days! We've SMASHED last years May total by over 41%, after looking like we were simply going to match it all month. So, the grand total for May was...

    £52,887.05

    :T:T:T:T

    We're not far off a MAJOR landmark in the history of this thread, which we should reach in a couple of months. I'll let you know when we get there. Keep it up everyone!
    Hi Pablo, please could you increase my target to £25,000?


    My plan is to get my remaining debt down to 4 numbers by the end of this year.


    Thanks

    Of course! Your totals are fantastic, congratulations.
  • Kittycat1981
    Kittycat1981 Posts: 168 Forumite
    Hey Guys x Well done everyone for a FANTASTIC month of may! We really are on a roll eh!

    #59 checking in for JUNE- £1171 paid bringing my total to £4957. 53% (i think- too tired to work it out)

    Bank loan paid off (11 month early YAY!!!) now our only debt is on a 0% BT deal for 35 months.

    I still intend to pay off our debt before christmas but i will be stoozing the payments in our 3x 5% TSB accounts. I will be making minimum payments +£1, then come christmas i will pay off in a lump sum.(hopefully)

    for the purposes of this thread (which i love) i will keep my totals as if i had paid it off my debt (rather than stoozing)
    Finally dealing with debt: 01.01.2015 -£10,562.:(
    01.02.15-£8820 01.03.15-£8066 01.04.15 £7036 01.05.2015- 6128 01.06.15 £4957

    Pay ALL your debt off by Xmas 2015! #59- £5605/[STRIKE]£10,562[/STRIKE] 53%
    2015: Sell £1000 #69 £510.97/1000
    Virtual sealed pot challenge #24 £32.19/£300
  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    Checking in with my current total £750/£7000 11%
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.