📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay ALL your debt off by Xmas 2015!

1187188190192193301

Comments

  • mossy
    mossy Posts: 1,263 Forumite
    Part of the Furniture Combo Breaker
    Wow, quarter of a million pounds!! :eek: That's pretty impressive, although slightly depressing that between 170 of us we've had to use all that lovely money on paying off debts instead of being able to enjoy it!! :o

    Still I guess between us all we are quarter of a million pounds less in debt than we were three months ago and that does feel pretty good!! :D :j
    Saving for Disney again, oops why book one Disney holiday when you can book two!
    :starmod: Emergency Fund Savings - #148 - £10/£1000 1% :starmod:
    :xmastree:#083 SPC6 £63 - SPC7 £90 - SPC8 £63 - SPC9 £54 - SPC10 £26 - SPC12 £70 :xmastree:
  • Magsnoodle
    Magsnoodle Posts: 263 Forumite
    Ninth Anniversary Combo Breaker
    [STRIKE]Post Grad loan - £10,000 - if paid by end of April 2015 there will be no interest charged[/STRIKE]
    Next Terms Fees £1,888 - this will be the end of anything owed to university
    Halifax Credit Card £1,866 - 0% is due to end middle of June 2015
    Parents £5000

    So today I have taken the money from the ISA and paid it into my bank to pay off the post grad loan...... 1 down and 3 to go!!!!!!! :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
    E.F. #38 240.55/1000 SPC8 #375
    DFBXmas 2015 #162 18554 /18554 100%
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    First of the month so first over payment made. £82 paid to the loan.

    Well done everyone for paying off a quarter of a million off our debts. I bet the banks hate this thread :rotfl: I wonder how much collective interest we have saved ourselves?? :think:

    #87 £1,964.66/£4,827.56 or 40.67%

    Getting closer to 50% :T
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Kittycat1981
    Kittycat1981 Posts: 168 Forumite
    Hey all.

    Well done everyone on the debt busting so far- it really is amazing to see how much we are all chipping away at our debt and the 1/4 of a million is :eek::eek:

    Pay day was yesterday but i didnt get paid nearly as much as expected. My overtime was not submitted in time by my manager so it will be paid next month. I also started a new job middle of the month (same employer- different pay scale and departments) it appears that they cant use a calculator or they use one that is completely different to the ones most normal people would use. I have not been paid for a day :mad: and my tax calculation for the year looks really high (did a "how much tax" online calculator and it shows i have paid too much- will wait now to hear from HMRC)

    Number 59 Checking in- Ive paid off £1030, i am nearly at 35% paid off :D
    Finally dealing with debt: 01.01.2015 -£10,562.:(
    01.02.15-£8820 01.03.15-£8066 01.04.15 £7036 01.05.2015- 6128 01.06.15 £4957

    Pay ALL your debt off by Xmas 2015! #59- £5605/[STRIKE]£10,562[/STRIKE] 53%
    2015: Sell £1000 #69 £510.97/1000
    Virtual sealed pot challenge #24 £32.19/£300
  • Pidge_jen
    Pidge_jen Posts: 139 Forumite
    edited 1 April 2015 at 6:58PM
    It's the first of the month, so it's bills time :eek:;)
    I have paid another £440.05 off - have updated signature total.
    #037 - at least I'm over halfway through the debt total from LBM now :j

    Well done everyone on the debt busting, keep up the good work!
    Baby due 21/06/2017 :)
  • traveller
    traveller Posts: 1,506 Forumite
    Hi everyone :)no6 reporting. 553.00 paid off this month.
    :A Your Always in my heart, you never ever will be forgotten-9/9/14:heart2:
  • Magsnoodle
    Magsnoodle Posts: 263 Forumite
    Ninth Anniversary Combo Breaker
    [STRIKE]Post Grad loan - £10,000 - if paid by end of April 2015 there will be no interest charged[/STRIKE] Paid off 01.04.2015
    Next Terms Fees £1,888 - this will be the end of anything owed to university
    Halifax Credit Card £1,866 - 0% is due to end middle of June 2015
    Parents £5000

    So today I have paid off the Postgraduate career development loan - this is the significant part of my debt now paid off. Woo hoo!!!! Now onwards and upwards.
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
    E.F. #38 240.55/1000 SPC8 #375
    DFBXmas 2015 #162 18554 /18554 100%
  • elleJay42
    elleJay42 Posts: 165 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    A rather unusual Thursday update from me (I got paid early because of Easter weekend)


    #050 £1200 / £4544 (26.4%)


    A little good news this week, our flat mates have decided to stay a few months longer so hopefully I'll have a little more each month to pay off debts. Not counting my chickens too early as they might change their minds again!
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £3342 / £3500 (95.4%)

    HTB ISA - £0 withdrawn for house purchase! :D
    Wedding Fund £2550 / £5000
  • Ccarter
    Ccarter Posts: 149 Forumite
    I've managed to pay 100 today, I wanted it to be more but when i've budgeted for the month that was all that was left :-(

    #0027 £2756.36/£4,535.13
    Debt free by XMAS 2015 #027
    Barclaycard: £0.00
    Divorce: £0.00 :j
    Kitchen: £0.00 :j
  • bogbrsh250
    bogbrsh250 Posts: 68 Forumite
    #151 200/4080
    Debt free in 2016. /£2935
    #151 745/4180 here's to being debt free in 2015 :mad::xmassign:
    emergency fund #110 £220/£1000:(:eek:[/
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.