📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay ALL your debt off by Xmas 2015!

1185186188190191301

Comments

  • #008 checking in, cashed up and paid off :j:j:j
    £3407/£3407 100%

    Woohoo! Go Skinnylatte! :T
    Mat_Lock wrote: »
    Thanks Rachie. Seems it's been a blessing in disguise. Sellers pulled out completely on the sale of that flat, with or without our £3k extra.

    We viewed another flat today and it's nicer, warmer, better location and we've had an offer accepted for £1k less than the offer on the original flat. There was a reason why we didn't get that flat and finding this new one was it.

    Fingers crossed this one goes through. Feeling much more positive on this one as the sellers are buying a new build so no chain. They were quick to accept offer and even offered their sofa and table n chairs too.

    Mat_Lock this is fab news! I'm with amr - everything happens for a reason! :j
    amr547 wrote: »
    I was offered another role at my current company so I have taken that instead :j it is an extra £8.5k per annum which will be really helpful! :j

    That's a definite win-win amr - end of March is looking up for loads of people here!
    mothernerd wrote: »
    I'm still not off the blocks but am trying hard...
    You are all doing really well. just wanted to let you know I haven't given up, just getting there really slowly for now.

    Keep plugging away mothernerd - it's great to have you here and we're all here to offer support and guidance (if it's needed) - just being here adds to the debt-free love and your message (which I shortened) was really inspiring - just reading how you're tackling not just your money but also overcoming your health challenges is admirable to us all here! :)

    Thanks to all who congratulated me on my debt clearance - still feeling chuffed about it! Been onto HMRC for half an hour AGAIN today but FINALLY got my self-employment status sorted so should be able to get my invoice in during April - clear thess cc's!

    L. xx
    DFW: DFWXMAS2018 #113 £2,968.08/ £12,859.08 23%
    ([STRIKE]Barclaycard £876.08[/STRIKE]/ [STRIKE]Mum £345[/STRIKE] / Sofa £1231 / [STRIKE]TV £572[/STRIKE] / House Account £2480 / OH £3700 / [STRIKE]Folks £1175[/STRIKE])
  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    End of month update from me:

    DFBXmas2015 #048 £873.00/£9,348.00


    Hoping for more this month.

    Well done on the payments everyone!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Sent £100 towards my 0% card bringing my total to £2732.89 / £4000

    Thinks that's the last of the payments this month xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,359 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done on clearing that huge credit card Wind of Change! I hope you enjoyed the celebration.
    Mat Lock, glad to hear it may all have been for the best, I've been catching up on here and sounds like the other sellers were dodgy so I hope this all goes smoothly for you.
    Well done everyone. The thread seems to be off to a great start this year. I'm still debt free and it has finally sunk in. I need to set some more plans in place to aim for but at the moment I'm most concerned not to go on a spree or anything!
    Keep up all the good work!
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Well done Skinnylatte, amr and Matlock! :j:beer:

    My end of month total:

    #002 £5,203 / £44,000

    :j
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • twiggy86
    twiggy86 Posts: 2,682 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Hi all! No 49 checking in to report I'm now at £2,814.76/£5,000
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,555.00
    Total paid off - £10,045.89 (64% paid off)
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hello everyone

    Right now my loan normal payment came out so looks like £2,017.96/£6232.78 32.38% paid!

    Number 62 i think :0
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Final March check in, well done everyone on paying off so much again :) I am so proud of us :)


    Another tutoring session completed so paid £25 off the debt


    #017 £2367.37/£4842 48.9% :j
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • joee
    joee Posts: 173 Forumite
    Debt-free and Proud!
    Another £60 paid for me today - I now officially do not owe any money to family and friends


    Just one more payment to Stepchange then debt freedom!


    #133 £1209.78/£1790.20


    I am going sit down and work out exactly how much I have repaid - something has gone horribly wrong! :)



    :jProud to have dealt with my debt, DFD 6th May 2015 :j
    Part of the SPC challenge - #168 joee - My lovely gold stars from Sue-UU :staradmin x6 - BANKED £9.07
    2015: Sell £1000 #65 - target £500 - Sold £108.69
  • LadyEB
    LadyEB Posts: 13 Forumite
    Hello All

    I've been reading all about your ups and downs this month, thanks for keeping me going. Slow progress for me so mainly just minimums this month. But I'm hatching a plan that will come into force next month hopefully (an empty flat that i'm paying the mortgage on may be rented out so freeing up £500 a month).

    Anyway, update for me...

    #157: £874.04 / £30,681 = 2.8%
    DF by Xmas 2015 #157: £874.04 / £30,681 = 2.8%
    Sell £500 in 2015 : £28/£500

    Creation CC - [STRIKE]£1,584.80[/STRIKE] £1,570.09, My barclaycard - [STRIKE]£11,511.14[/STRIKE] £11,049.31, Other barclaycard - [STRIKE]£7,620.40[/STRIKE] £7,281.56, Virgin CC - [STRIKE]£5,866.69[/STRIKE], 5808.03, HSBC loan - £3,000, HSBC OD - £600, Santander OD - £500
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.