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Pay ALL your debt off by Xmas 2015!

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Comments

  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi everyone :)

    I would like to join in please. I'm aiming to clear £9,222.02, which is the total of the 12 debts I want to clear over the course of the next 12 months.

    Thank you

    Emz xx


  • May I join too please?
    I have a total of £3878 to get rid off before this time next year!


    Need this to keep focussed!
    Emzilla wrote: »
    Hi everyone :)

    I would like to join in please. I'm aiming to clear £9,222.02, which is the total of the 12 debts I want to clear over the course of the next 12 months.

    Thank you

    Emz xx

    More the merrier! Welcome, guys. One step forward, you're #051, and Emzilla, you're #052. Good luck!
  • £393 off our direct debit accounts overdraft! There is £107 left but that will be cleared at the end of the month! :money:

    As if stands now I will have cleared the £500 overdraft on our spending account (or at least the majority of it) but I won't be counting that until the end of the month :)
    £1k emergency fund (#33) £140/£1000 10.4%
    DFBXmas 2015 (#033) £3,328.76/£49,404 6.7% :)
    Sealed Pot Challenger #474 £16.27/£100 target
  • #033 £510 / £4000 (12.75%)
    £1k emergency fund (#33) £140/£1000 10.4%
    DFBXmas 2015 (#033) £3,328.76/£49,404 6.7% :)
    Sealed Pot Challenger #474 £16.27/£100 target
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Can I change my amount please. Just realised I'd included one debt twice :doh:. My new target is £9,464.48

    Emz xx
  • #033 £510 / £4000 (12.75%)

    Off to a flyer! :j Total updated.
    Emzilla wrote: »
    Can I change my amount please. Just realised I'd included one debt twice :doh:. My new target is £9,464.48

    Emz xx

    No probs, consider it done :)
  • Made a payment today to credit card, so now at

    £50/£5000
    Baby due 21/06/2017 :)
  • Pidge_jen wrote: »
    Made a payment today to credit card, so now at

    £50/£5000

    A nice round 1%. Total updated for you :)
  • I'm really pleased with how I'm doing so far with my 2015 total...


    I phoned up one of my Credit Cards today to make a small payment as I had a tiny bit spare in my Account....while I was on the Phone I decided to make another £10 payment....so I'm feeling really pleased right now....I plan on taking them out of my Wallet so I can't spend on them even if I want to!!


    Feeling a lot more motivated tonight than I was this morning!! Hopefully will have a little bit to put towards my Debts tomorrow as well....
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    grassgirl wrote: »
    Off the starting block (yay!) with a payment of £15 for #22, not a lot but if I can keep that up on average, that's FIVE AND A HALF GRAND in a year!
    playing with numbers now hehe....

    A grand a year is £2.74 a day
    2 grand is £5.48
    3 grand is £8.22
    4 grand is £10.96
    5 grand you'd need to pop away on average £13.70

    I won't go higher in case people get scared off lol but even if we are all only a grand less in debt, by not having a daily take out coffee, or by potting our daily change, it's better than being the other way around ;)

    Good idea! We want to pay off about £24k :eek: this year so if I take off the minimum payment amount every month that's about £43 a day!! :eek::eek::eek:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
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