Pay ALL your debt off by Xmas 2015!

Sammy246

Please can I join, not sure if it's too late? My total to clear is £7,003 by Christmas 2015, feeling quite determined to have this money weight gone, just need little encouragement along the way, hopefully I'll find some here

GunWharf

#174 Here reporting for duty.

The Credit card has gone!!! The last one from the 4 I had in January 2014 when i started this challenge has been paid off!!

Update time =£4,209/£19,376

Skinnylatte

Reporting in, had quite a good couple of weeks

#008 £1749/£3407 51.3%

Duke_848

I've been quiet on here for the last couple of weeks but have still been making payments as and when I can. So...

#119 - £24,955/£42,908 (58.2%)

Keep going everyone! :T

blubella

A small payment of £22 to CC, every spare penny going toward debt. Even though it's a small payment it makes me feel really positive when I check page 1 and see the % of my goal paid off!!

Total payment to date #101 550/2000

Nix143

I haven't checked in for a couple of weeks and had a spare £25 knocking about so paid it off my credit card and then redid my balance


When I started I got my Next balance wrong and didn't readjust my total debt so have just taken the hit now. I've paid off more than it looks. And ruddy interest charges are so sucky - how did I not get that before

New amended balance has me going DOWN in amount paid - phooey.

£756.22 / £3716.14 - 20.4%

At least it all balances out now. Gutted that I have a 2k vet bill on the horizon which is going to hammer it right back up but keep reminding myself that it would be far worse if I hadn't been trying to pay it down.

starnac

Morning all. It's our council tax free month this month and our payment normally goes out today so I've moved it to the loan instead

#87 £1,400.64/£4,827.56 or 29%

Pablosammy

Determined_diva wrote: »

Hey everyone!

** PROUD MOMENT ALERT **

I just paid of my capital one card (£469.85) and closed the account!! woo hoo it felt so good to call and say "I wish to close my acount" and the reply "oh no we are so sorry you are leaving"

Yeah too bloody right you are - i've been paying so much interest at 35% for so long now!

Now its all PAID!! Will be broke now until I get paid again in 1 months time but will then start to reap the benefits :-)

DDx

Somebody's happy! Well done, it's a fantastic feeling

amr547 wrote: »

well done pinkgiraffe! i'll be doing exactly the same, for the same reasons. its £30 a month that could go towards debts or the savings pot!

i've just written my first proper CV and i am terrified!!!! i was sent a job that the person thought i might be interested in (they are the recruiting manager). if i got the job it is a £13k pay increase although it would cost a fair bit in travel. i figure it is wort h a punt!

That WOULD be nice! Good luck

Pidge_jen wrote: »

Sad this evening
i looked up my noddle report and found I owe almost £600 more on the car than I thought. One step forward, two steps back! Serves me right for not checking the balance with the finance company and trusting the dealer figures.
I know there are people with much bigger issues and problems but I feel a bit disheartened and feel like I'm never going to be debt free
Sorry for moaning :mad:

I think it's been mentioned already, but Noddle balances will include ALL the interest due to the end of the loan. The actual settlement figure will be significantly lower.

Pablosammy

Sammy246 wrote: »

Please can I join, not sure if it's too late? My total to clear is £7,003 by Christmas 2015, feeling quite determined to have this money weight gone, just need little encouragement along the way, hopefully I'll find some here

Of course, it's never too late! Number 154 is all yours, welcome.

GunWharf wrote: »

#174 Here reporting for duty.

The Credit card has gone!!! The last one from the 4 I had in January 2014 when i started this challenge has been paid off!!

Update time =£4,209/£19,376

Woop! Well done :j

PiggyBankShaker wrote: »

#19 here. Just paid off £6720! :beer: WooHoo!

56.3% paid off in total!

:eek: Wow! Well done! That's about 20% of our collective February total to date :rotfl:

Pablosammy

Well done everybody, and congratulations for still going strong into February. We're around 70% of the way to last year's total, and most people haven't seen pay day yet!

We've just come back from a weekend in York. It wasn't very MSE, but I think we both needed it after being frugal without exception for the last four months. It was budgeted for (just about!) and paid for in cash, and I can only imagine how it would have gone just 12 months ago... all on the credit card! It feels like progress