Pay ALL your debt off by Xmas 2015!

amr547

We are halfway through the month and only 13 days left till payday:j fortunately not doing too bad so hopefully will have money to throw in the car pot.

Edited to add - updated total

011: £331 / £3500

Determined_diva

Hey everyone!

** PROUD MOMENT ALERT **

I just paid of my capital one card (£469.85) and closed the account!! woo hoo it felt so good to call and say "I wish to close my acount" and the reply "oh no we are so sorry you are leaving"

Yeah too bloody right you are - i've been paying so much interest at 35% for so long now!

Now its all PAID!! Will be broke now until I get paid again in 1 months time but will then start to reap the benefits :-)

DDx

Silian

OH contributed £700 to our shared debt.

New total in my signature.

Lolly88

Congratulations Determined Diva.

Kittycat1981

BirdSeed wrote: »

Hi. Please can I have your opinions and thoughts....

Please will you advise what you think I should do / what you would do? I am trying to be as honest as possible with this. I would desperately like to not have this hanging over me, but know I need them to help me in order to clear the debt.


Thanks

I wish i had some advice to give you, but maybe post this in the main debt forum - more people will see it that way and im sure someone will have the right advice to give x Good luck though x x

Kittycat1981

Determined_diva wrote: »

Hey everyone!

** PROUD MOMENT ALERT **

Now its all PAID!! Will be broke now until I get paid again in 1 months time but will then start to reap the benefits :-)

DDx

:beer::j:T:beer:

Feels great dont it, that will be me at the end of February when i do the same with our Argos card - another predator closed

amr547

I'm counting down to the 28th too as we pay our final payment on the sofas! Goooone! another debt bites the dust, hey!

chocoholicqueen

Settee payment and a little account skim means i've now hit 10% :j

#055 £1034.38/£10,000

Rachiedabbler70

Afternoon All - so many good payments and disposing of cards and loans - I've got one credit card I have held onto since paying off in December 2014 - it was my comfort blanket but I think I will phone up and get the account closed this week - no temptation then.:D


Birdseed - I am not at all experienced enough to provide advice regarding debt abroad, but I do hope you get it sorted out for your peace of mind. My temptation would be to save the money like you have suggested and then when they contact make payment, but that doesn't address the potential interest charges and that is probably what you need to sort out. Best of luck - let us know how you get on. xx


Loan payment has gone out (9 more payments to go this year) so update for me is:
#058: £1,872.34/ £10,400 (18% paid)

pinkgiraffe2014

Small update from me until I find out if the dog needs her op (still unsure)

Makes my total now 812.32/4229

I really really want to get CC1 paid off this month (about £1100 ish) so fingers crossed...

I have also just renewed my car insurance and for the first time ever, I have paid it off in one go rather than monthly. This will save me £26 per month on top of the £30 per month I am now saving from paying the nxet account off. If I can pay CC1 off that will be an extra £40 per month too! Amazing how it all adds up so quickly.