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Pay ALL your debt off by Xmas 2015!
Comments
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#037
Direct debit has gone for furniture - total now £1279.45 :jBaby due 21/06/20170 -
Today is hubby's payday and paying off the bills puts me in such a positive mood. I also just went to pay the car tax and have now found that i can pay this by monthly direct debit, which is going to be a great help to us.
I'm looking forward to when i'm debt free and can pay certain bills in full straight away but for now this is how it has to be. My update is
#055 £1233.64/£10,000Emergency Fund £0/£500
£365 in 365 Days #18 £520/£520
£2.00 Savers Club 2017 #11 £300/£3000 -
Sent £20 towards hubby's credit card brings my total to £1339.41 / £4000
Wished I never opened hubby's mail as there's two council tax arrears from 2012 and 2010 totalling £547.17 :mad: might need to dip into to the mortgage fund to clear them....will wait on hubby coming home then discuss it with him see if he want to do that or just pay it in instalments xx
One step forward one step backNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Just paid £125 to one tesco card and £150 to the other. Luckily this is on 0% so it's all off the balance (yay!). Still feel like this is very slow progress however ��
#39 £1783/ £20108/ 8.8%[STRIKE]Tesco 1 - £200[/STRIKE]. Tesco 2 - [STRIKE]£4350[/STRIKE]. £0 Barclaycard 1 - [STRIKE]£4375[/STRIKE]. £2600 Barclaycard 2 - [STRIKE]£7356[/STRIKE] £6272
Florida pot - £215/£48000 -
Bit the bullet just paid the hubby's council tax debt kinda grudge them as this was before I met him and he was living with someone else :mad: but hey oh it's paid now a whopping £557.17 to be exact
Brings my total to £1896.58 / £4000
Nearly at my half way point already lol xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Moneys Just cleared this morning from my PPI refund... so just paid off 1133.78
my new totals:
I'm hoping if I can have a good week next week ill hit 50% mark!
Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
£4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
Current Balance: £106600.27 Estimated MF Date: Dec 2033
Proud to be dealing with my debts0 -
WAHOO, 20% HIT!!
£2,031.78 / £10,156.75 - 20.00% Paid
:beer::beer:
Started at the start of Jan, didnt think i would hit 20% this soon! why oh why didnt I have my LBM years ago!0 -
Pay day, pay day, pay day :j:j:j
Had a bit of back pay in this one too, so that means a larger than usual student loan payment and hopefully a bit more left over by the end of March!
Unfortunately, we've got an expensive month coming up with the balance of our scuba club trip and the car insurance for both cars all due. However, in the meantime, the total is looking fairly healthy....
£4992.73/£15,000.00 33.3%
I'm hoping to top it up above £5,000 after doing some sums tonight, should be able to add another £100 or so on.0 -
Frankly I'm tempted to keep the car insurance cash in my pocket and pay monthly! Sigh, it's a slippery slope0
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Frankly I'm tempted to keep the car insurance cash in my pocket and pay monthly! Sigh, it's a slippery slope
If it helps your cash flow in the short term, it's not that much more expensive to pay monthly. It would be worse to over extend and then need to use a credit card for something else later on. But I know how you're feeling, I've got the same temptation...0
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