I really really want to be........mortgage free!

shangaijimmy

I can keep track of my NSD's but not Mrs SJ's, so i don't make it a target. Instead i favour the daily TT's. What number are you wanting/aiming for?

ourcornercottage

shangaijimmy wrote: »

I can keep track of my NSD's but not Mrs SJ's, so i don't make it a target. Instead i favour the daily TT's. What number are you wanting/aiming for?

No aim to be honest just interested to see how many I have. Would like it to be over half.

It's another stat, I love stats.

Also enjoying tidying my accounts daily, got more than I thought last month

JimLad

ourcornercottage wrote: »

Also enjoying tidying my accounts daily, got more than I thought last month

Do you just round it down to the nearest pound and transfer the pennies out?

edinburgher

Trying a bank payment to FC as spotted on eds diary he is doing this. It's a good way to get a few quid into it every month. Had £13 something so added £26 something to make it up to £40. Will try to round it up as soon as I'm over £10.

Do you ever buy loan parts OCC? I've picked up a few where I'm happy with the rate and where I haven't already lent to the same person. It can be a good way to make sure that as much of your money as possible is on loan at any one time, money in your holding account isn't very useful. I usually have no problem picking up £10 chunks at 10-14% or thereabouts (only buying 10%+ loans at present).

ourcornercottage

JimLad wrote: »

Do you just round it down to the nearest pound and transfer the pennies out?

At the start of the month I may go down to nearest £5 later in month to nearest £1 depends on how flushed I'm feeling :rotfl:

ourcornercottage

edinburgher wrote: »

Do you ever buy loan parts OCC? I've picked up a few where I'm happy with the rate and where I haven't already lent to the same person. It can be a good way to make sure that as much of your money as possible is on loan at any one time, money in your holding account isn't very useful. I usually have no problem picking up £10 chunks at 10-14% or thereabouts (only buying 10%+ loans at present).

Oh I never thought of that. I haven't gone into the resale market yet as I'm not sure I totally understand it! The bank transfer arrived today so I bid on 2 loans and 1 has gone through already. A lot quicker than before but as a result fewer loans at any one time.

I like the idea of getting it to £10 then adding extra up to £20 as I'm constantly adding to it then.

ourcornercottage

Today was another good day financially. Managed a NSD. So that's 3/31. Won't last a lot longer as its miniOCCs birthday on Monday.

The transfer landed in FC so choose 2 £20 loans. The S & S ISA had an additional £50 added today and its recovering a little and only a few £ down on my investment.

Still no further ops yet this month but £1.65 coming from quidco soon and 95.99 has moved to confirmed on TCB although not payable yet?

Luckyinlife

Nice OCC

nice to have a few things going on as well defiantly keeps us busy

greent

FC is something I'm seriously considering joining in with - all advice from you or anyone else doing this most welcome!!
x

edinburgher

Greent - diversify, diversify, diversify!