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  • I've had an ongoing claim with Barclays since March 07. I claimed £1649.35 (charges plus interest). They offered £760. I telephoned and said i would be requested a higher offer, they told me to put i writing. I used the template letter asking for £1050. They denied receiving the letter for at least a month. Half a dozen phone calls later i'm told th £760 was full and final - not stated in the original offer letter. Each time they said they would send me a new letter stating this was full and final - nothing appeared. My last phone call was 24th July, again they said they would send another letter to me - still nothing. I tried again today and was going to accept the offer however they have told me that as i verbally told them the original offer was not enough that this counts as a rejection and as a result of the waiver my claim is now on hold. Is there anything i can do - surely this is not acceptable?:confused::confused:
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    Hi,

    Could someone please help me- I have called RBS and they have told me that my claim- issued on June 21st, has been suspended and that they are not goign to do anything further until they ahve the decision from the courts- could somone please explain what this will mean? Do they really have a chance of winning in court?

    Thanks

    A:confused:

    By issued I presume you mean you sent the letter to RBS? If you haven't sent them the letter threatening to take court action then do that now, if you have then you need to start court action. The bank can suspended or put on hold the claim but if you start your claim via the court route then it is up to the courts as to whether your claim progresses further but you need to get it into the system.
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    catoxley wrote: »
    Hiya could someone please explain whats going on as i am so confused with all this. I put in claim with MCOL its now at the aknowledge stage ans says the bank have 28 days so what does all this mean ??????:confused:

    Read the last post in the Reclaim Help Thread which is linked in my signature.
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    ChrisMadge wrote: »
    Hi martin, just got to day 28 on the moneyclaim site and guess what ? Barclays put up a defense ! "You are unable to take any further action online on this claim. The Defendant disputes the whole amount you have claimed. Your claim cannot proceed online and will be transferred to the appropriate court for continuation. You will receive confirmation to where the claim has been transferred to shortly." Was the message i recieved. In light of the current affairs with cases being put on hold, what is going to happen to me next ?

    Cheers Martin:money:

    Chris !:confused:

    Your claim will be passed from Northampton to your local court and they will send you either a court date or further directions. It is up to your local court as to how your case progresses.
  • Hi
    I have been offered £1900 (asked for £2950) which I have recently sent a decline letter to. Are they still obliged to stick to their offer? also on the 27th, I had to pay a £100 allocation fee to the court or they would have struck off my claim. Can I get this back from the court?

    P.S. Thanks for your help as I would have not even tried to reclaim these if I had not visited your site...
  • catoxley
    catoxley Posts: 31 Forumite
    Read the last post in the Reclaim Help Thread which is linked in my signature.

    you've lost me:confused: sorry told ya i was rubbish need to know if claims that have gone this far have also stopped?
  • Quick question for martin!!!! If the banks have stopped paying out untill the result of the court then surely they shouldn't be taking any money for charges either. how comes it works one way and not another!!!!
  • chipbeck
    chipbeck Posts: 1,372 Forumite
    1,000 Posts Combo Breaker
    Please can somebody tell me what HALTED means after the 28 day mcol period. It let me go for judgement then changed before I could submit.
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    catoxley wrote: »
    you've lost me:confused: sorry told ya i was rubbish need to know if claims that have gone this far have also stopped?

    That's not what you asked before. If you want to know about timings on MCOL, read post 13 in the Reclaim Bank Charges Help Thread. In your case, wait for your bank's defence. And claims don't just stop automatically, the judge will have to stay them first.
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • catoxley
    catoxley Posts: 31 Forumite
    sorry its what i meant.
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