Stop Press - View On Oft/bank Announcement

ayoungie1

maxinex wrote: »

Hi please could i ask that in view of the banks freezing the claims until the outcome of this court case, can we, as the customer, ask the banks to freeze any further charges being added to our accounts until this case has been decided?

Is it possible to lobby the FSA to suspend any furthur Bank Charges until completion of the Court case. This decision by the FSA hurts consumers but the funny thing is, not the Banks. As my claim has been suspended is it fair to ask the bank to suspend all bank charges on my account?

concernedlander

hi,

Dont know if anyone can help me or has any advice for me, but i started my claim at the end of April. the bank has drawn it out this long!! just last week i finally thought i was getting somewhere and they told me i had an offer letter just awaiting a signature & i would recieve this end of week or early this week at the latest. well as you are all aware, now the banks have put claims on hold and i have been told my claim has also been put on hold as i hadnt actually recieved the letter!! :mad:

Where do i stand with this now? can i still take this to court? surely they are in the wrong for drawing it out this long!!?? someone HELP!!!

SarahF_3

Hi,
I have a case against HSBC started in March, which is in court on the 14th August, HSBC are defending the whole amount. I am starting to get nervous now as I have not even had a court allocation questionnaire and feel as if they have forgoten me. Do you think I should contact the courts, in light of just two weeks to go. Don't really want to go ahead with this now, just want my money back. Unsure if the case is still being heard because of the test case.
Really confused, heard nothing from my bank apart from letters informing me that they are taking another £150.00 this month as well as the charges.
Please can someone help / advise .

kathcott

Hi, just thought I would share my experience. Started claim with Abbey thru FOS in May. Had letter yesterday saying that they were prepared to offer £880 as opposed to the £1190 we claimed. Already got £70 back initially from Abbey at start of claim, before going to FOS, so not too bad. Says we have 2 months to accept and money will be in account within 6 weeks.
Cheers Martin!

Stokey125

SarahF wrote: »

Hi,
I have a case against HSBC started in March, which is in court on the 14th August, HSBC are defending the whole amount. I am starting to get nervous now as I have not even had a court allocation questionnaire and feel as if they have forgoten me. Do you think I should contact the courts, in light of just two weeks to go. Don't really want to go ahead with this now, just want my money back. Unsure if the case is still being heard because of the test case.
Really confused, heard nothing from my bank apart from letters informing me that they are taking another £150.00 this month as well as the charges.
Please can someone help / advise .

If you are not told otherwise you can take it that the hearing on 14 August is going ahead. I am a bit confused as to what the hearing on the 14 August is for though so cannot be of more help as to what you should do in preparation. I would say that you should go prepared with arguments as to why your case should not be stayed pending the hearing of the test case.

AndyLGR

So even if we proceed with court cases against the banks whilst this test case is going on, then all our cases will still be put on hold until after the test case?

JOCK4U2NV

not being funny but if our claims are being suspended for now because of the oft making this test case then shouldn't that mean all bank charges should be suspended until further notice as well

Harrystottle_2

Hello All
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I have a question which I don’t think has been answered fully in Martin’s Emergency thingy. My account has exceeded its overdraft limit (by about one sixth of what they owe me) and now they are adding interest and charges to the tune of about 50 quid every month. If I wait until the court decision I could end up owing them ‘000s if it goes the wrong way and no doubt the b*stards will make me pay it all!!!
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What can I do? I have already started court action (case is due in September) so could I apply for a stay on the grounds that I am being charged all the time that the main test case is waiting to be heard?

If so, should I write to the bank to demand that they stop adding charges to the overdraft (which is of their making!), in the sure knowledge that they will refuse to do so, and then present this to the court in support of my application (for a stay that is)?
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Any advice will be gratefully received!
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BTW Conor I read in the Times Online today that even if they have to repay every penny of the charges they have snatched over the past 6 years it will hardly even scratch the surface of their 40 BILLION QUID A YEAR profits.
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They don’t NEED to charge ANYONE for banking services because they make fortunes out of the interest on the money that everyone (sheepishly) pours into their coffers day in day out. Of course if the judgment goes against them, they will start charging not because they have to but because they can ‘cos, as you rightly said, these days everyone has to have an account . They’ve got us all by the short and curlies - wake up and smell the coffee you smug twit.
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Cheers

<!--[if !supportEmptyParas]--> <!--[endif]--><o></o>Harrystottle

Stokey125

That would be logical but is not what is happening. I am putting my thinking cap on to see if there is a way to force the issue.

Stokey125

AndyLGR wrote: »

So even if we proceed with court cases against the banks whilst this test case is going on, then all our cases will still be put on hold until after the test case?

No as the Master of the Rolls before going on his summer holidays refused to make a direction it is up to individual courts to decide what to do it seems to be 50/50 at the moment. I suspect that one of the factors being used is how many cases will be affected . The more cases that a court has the less likely they are to stay matters. Also it may be a case of how peeved off with the banks behaviour the judge is.