Stop Press - View On Oft/bank Announcement

natweststaffmember

If an offer letter has been sent out, if you accept they will be honoured, if not then you either wait for the OFT test case or you file at small claims court.

IZZY01

How will the timescale work after an agreement has been reached. Will my claim still be from the original date ( 5 years). I'm in Scotland and started my claim in April. The claim is from April 2002/2007 The test case could easily add on nearly another year.
Izzy

katecheshire

If the courts were to rule in favour of the banks, in theory that would give banks carte blanche to put their charges at any level they liked. How likely is it, in view of the OFT's concerns about the level and scale of charges, that courts will rule in the banks' favour? Not very, I believe!! We need to keep our nerve and keep up the pressure on the banks. Everyone who has not yet made their claim should write to the banks concerned informing them that they intend to pursue the matter, subject the the judgement.

natweststaffmember

If you have filed in court and there is a stay then the claim will still be valid from the point you have filed your claim, regardless of how long the case goes on.

Stokey125

IZZY01 wrote: »

How will the timescale work after an agreement has been reached. Will my claim still be from the original date ( 5 years). I'm in Scotland and started my claim in April. The claim is from April 2002/2007 The test case could easily add on nearly another year.
Izzy

I am not sure when you say that you are in Scotland that means you are living in Scotland and you issued the claim in Scotland or That you are visiting Scotland and issued in England. In the former case the discussion is complicated by the fact that any decision in the test case will not apply in Scotland as the High Court in London does not have jurisdiction over Scotland. It only applies to England and Wales I am not sure if separate action is being taken in Scotland.

dancy53

hiya

i'm a little worried, i'm in the middle of claiming my unlawful bank charges back but after the banks going to court on friday someone told me that they have frozen all bank charge claims. can anyone give me an update on whats happening pleaseeeeeeee

many thanks
dancy 53

natweststaffmember

No freeze on bank charges cases has happened as of yet. The advice is to continue on.

Stokey125

If you have an ongoing court case then it is still going on there has been no reports on any of the threads of any court suspending claims. It would seem reading between the lines that the district judges in the county courts are not suspending claims so for now they go on and the banks will have to apply to have the claims suspended.

crazyvale

im in the process of claiming charges back from capital one credit card ,does anyone know if the recent announcement affects this reclaim of charges ,i am under the impression that the oft agreement was only with a certain number of banks,any help on this,thanks

Beate

No it does not affect credit cards.